Chief Compliance Officer

Location:
Orlando, FL | Full-Time | Fully Onsite

Join an award-winning team! Auto Pay Plus  was named a 2026 Orlando Top Workplaces winner by Orlando Sentinel Media Group.

Auto Pay Plus  (APP) is a growing fintech company dedicated to improving the financial lives of everyday consumers. Since 2003, we’ve served more than 250,000 members and processed over $5.65 billion in loan payments through long-standing partnerships nationwide.

Our mission is simple: help our members budget better, protect their credit, and become debt‑free faster.

We’re proud to have been recognized by the Orlando Business Journal as one of the Best Places to Work and continue to grow year over year, creating exciting opportunities for our team and business.

Why Join Auto Pay Plus ?

• Established, stable company with more than 20 years of success
• Strong growth trajectory with exciting future opportunities
• Opportunity to make a direct impact in a growing fintech environment
• Collaborative, team‑oriented culture
• A company committed to doing the right thing for our members, partners, and employees
• Opportunity to influence compliance strategy and strengthen a growing organization

The Chief Compliance Officer is responsible for overseeing, strengthening, and executing Auto Pay Plus ’ enterprise compliance program and Compliance Management System (CMS).

Reporting to the CFO, the Chief Compliance Officer provides strategic and operational leadership across regulatory compliance, monitoring and testing, regulatory change management, risk assessment, policies and procedures, third‑party oversight, training, audits, and regulatory examinations.

This role serves as a trusted compliance advisor to business leaders and works closely with Operations, Technology, Finance, Marketing, Product, and other departments to identify regulatory risks, develop practical solutions, and ensure business initiatives remain aligned with applicable laws, regulations, and internal standards.

The CCO will also help drive a strong culture of compliance, accountability, integrity, and continuous improvement throughout the organization.

This position is based in Orlando, Florida and is a fully onsite role. Candidates must reside in the Orlando, FL area and be able to work onsite Monday through Friday. This position is not remote or hybrid.

• Lead the ongoing development, implementation, and enhancement of the company’s Compliance Management System (CMS)
• Provide strategic compliance guidance to senior leadership and business partners
• Monitor, interpret, and assess applicable federal and state regulatory requirements, including BSA/AML, OFAC, GLBA, UDAAP, MSB requirements, consumer protection requirements, and other regulations applicable to the business
• Evaluate regulatory changes and lead the implementation of appropriate policies, controls, procedures, training, and operational changes
• Lead and coordinate regulatory examinations, external audits, internal compliance reviews, and related remediation activities
• Develop and maintain a risk‑based compliance monitoring and testing program
• Identify, assess, prioritize, and mitigate regulatory, operational, consumer, and reputational compliance risks
• Oversee compliance risk assessments and maintain compliance risk registers, audit logs, issue‑tracking documentation, and corrective action plans
• Develop, review, approve, and maintain compliance policies, procedures, standards, and governance documentation
• Establish and monitor compliance controls designed to identify potential gaps before they result in regulatory or consumer risk
• Track compliance findings and ensure corrective actions are appropriately documented, assigned, and completed
• Partner with Human Resources, Technology, Operations, Finance,…