VP Commercial Credit Administration

• Hybrid
• Travel Required :
  No
• Business Services
• Full-Time
• Requisition #: VPCOM
  003131

Financial Freedom Happens Here – and it starts with YOU.

AtFAIRWINDSCredit Union, we’re more than a workplace; we’re a team on a mission. Join the credit union nationally endorsed by The Dave Ramsey Show, where every day is a step toward financial freedom - for our members and for you.

We’re looking for an experienced VP
- Commercial Credit Administration to lead our Commercial Credit team and provide an independent credit perspective on complex transactions, participations, syndications, and portfolio risk.

This is a highly visible leadership role for someone who brings deep commercial credit expertise, strong judgment, and a passion for developing people. You’ll oversee the day-to-day effectiveness of the Commercial Credit function while serving as an independent credit voice on complex transactions, participations, syndications, and portfolio risk.

Your Role in Our Mission:

• Lead, coach, and develop the Commercial Credit team, creating clear expectations and supporting performance, career growth, and succession planning.
• Champion strong underwriting standards and consistent credit decisioning across the department.
• Serve as a key independent credit reviewer for complex commercial transactions, including participation purchases and syndication opportunities.
• Evaluate opportunities through multiple lenses, including credit quality, counter party strength, portfolio fit, concentration risk, risk-adjusted return, and alignment with FAIRWINDS' risk appetite.
• Provide thoughtful recommendations around credit structure, exposure management, participation and syndication opportunities, and portfolio-related risk.
• Oversee Commercial Credit workflows, resource allocation, capacity planning, and process improvements to keep the team operating effectively as business needs evolve.
• Partner closely with the VP
  - Commercial Credit Officer on credit strategy, policy administration, organizational development, and continuous improvement.
• Help strengthen the overall effectiveness of the Commercial Credit function by balancing sound risk management with the needs of the business.

What Makes You a Great Fit:

Bachelor’s degree in Finance, Accounting, Business Administration, or a related field required.

• Significant experience in commercial credit, underwriting, or credit administration, including experience with complex commercial transactions.
• Completion of a formal commercial credit training program or equivalent credit qualification is preferred.
• Risk Management Association Credit Risk Certification (CRC) is preferred.
• Strong knowledge of commercial credit analysis, loan structuring, portfolio risk, concentration management, and credit governance.
• Experience evaluating loan participations and/or syndicated credit opportunities.
• Demonstrated leadership experience, including coaching, performance management, talent development, and succession planning.
• Strong independent judgment and the confidence to appropriately challenge credit assumptions and recommendations.
• The ability to balance credit quality and risk management with broader business objectives.
• A collaborative leadership style and the ability to build strong partnerships across Commercial Lending and other areas of the organization.
• A continuous-improvement mindset with experience improving workflows, processes, or team effectiveness.

A Culture of Care and Reward:
You give your best, and we give back with a comprehensive and meaningful rewards package:

• Enjoy 11 paid holidays and generous paid time off to recharge and reset
• Build your future with a 6% 401(k) match
• Receive a $700 annual contribution to your Health Savings Account
• Access our comprehensive maternity leave program to…