Bilingual Multi-Unit Underwriter

Temporary Full‑time, Hybrid

Location:

Ottawa (ON);
Calgary (AB);
Halifax (NS);
Montreal (QC);
Toronto (ON);
Vancouver (BC)

Travel:
Limited

Language:
Bilingual (French & English)

Duration: 13 months

At CMHC, you’ll serve as a Bilingual Multi‑Unit Underwriter I, responsible for analyzing mortgage insurance applications for 5‑24‑unit properties, applying commercial underwriting principles and crafting tailored recommendations.

• Conduct detailed multi‑residential risk assessments for mortgage insurance applications.
• Perform program, product, financial, legal, property, market, borrower and loan‑level reviews.
• Assess third‑party property appraisal reports and provide recommendations.
• Derive insurance risk recommendations and mitigation options aligned with CMHC’s risk appetite.
• Ensure compliance with internal policies and procedures.
• Build and maintain quality relationships with clients.
• Collaborate within the team to enhance service standards and turnaround times.
• Engage internal support functions (legal, policy, operations, borrower analysis) for clarification and concurrence.

• Undergraduate degree in real‑estate, business administration, accounting, finance or commerce, or equivalent.
• Minimum 3 years experience in real‑estate underwriting, financing, credit risk or financial analysis.
• Strong financial analysis skills and ability to interpret financial statements.
• Analytical, problem‑solving and decision‑making abilities.
• Excellent oral and written communication in both French and English.
• Interpersonal skills to build and maintain stakeholder relationships.
• Organization, detail orientation, time‑management and performance under pressure.
• Self‑motivated, able to work independently with minimal supervision.

• Experience in property management, real‑estate appraisal, property inspection or real‑estate law.
• Professional designations such as Chartered Appraiser (OEAQ or AACI), DAR designation, CFA, CPA or similar.

Competition remains active until filled.

CMHC is an inclusive workplace that values diversity and encourages applications from women, Indigenous Peoples, persons with disabilities, veterans, and people of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions. We also welcome non‑Canadians eligible to work in Canada.