Universal Banker-Floater

Universal Banker-Floater

Join to apply for the Universal Banker-Floater role at Guaranty Bank & Trust Company.

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Position Summary:

The Universal Banker plays a key role in providing retail banking services and products to bank customers.

The Universal Banker is “Guaranty Bank” to retail customers. In addition to performing a variety of tasks associated with transacting customer requests and verifying the completeness of retail banking transactions, the Universal Banker is in the prime position to develop new business opportunities with current and potential customers. This position will floater to bank locations in the North/Central MS region as needed.

Essential

Functions-Primary Responsibilities and Accountabilities (90%):
Relationship and Business Development (40%)

• Process new account transactions, including compiling and preparing new account paperwork and applications.
• Identify the unmet needs of current and potential customers and offer appropriate products and services.
• Promote and provide information to customers on new and enhanced products, services, etc.
• Promote and cross-sell exciting products and services to current and potential customers.
• Open, maintain and close all deposit account types.
• Participate in community events to increase bank visibility and develop business opportunities.

Customer Service (30%)

• Assist customer inquiries and requests regarding current accounts.
• Assist with questions or concerns regarding current accounts, products, services or transactions.
• Assist with additional services and products such as online banking, mobile banking, remote deposit capture, other deposit systems, safe deposit box access, ATM and debit card requests.
• Perform traditional teller functions as needed by accurately processing checking and savings deposits, withdrawals, loan payments, bonds, etc.
• Answer basic customer inquiries regarding interest rates, service charges, and account histories while complying with disclosure requirements, regulations and consumer privacy policies.
• Answer and assist incoming callers with questions and requests; route callers appropriately.
• Receive incoming bank visitors and assist in directing them appropriately.

Branch Operations/Ownership (20%)

• Record all transactions promptly, accurately, and in compliance with bank procedures.
• Balance and replenish cash in ATM.
• Weekly cash ordering.
• Balance drawer daily, investigate and resolves out-of-balance conditions.
• Sell prepaid travel and gift cards. Maintain log and inventory.
• Buy and sell currency from the vault as necessary, ensuring that teller drawer cash limits are not exceeded.
• Maintain appropriate currency logs, maintain target cash daily, balance Vault daily.
• Sort and distribute work from other offices, process mail and night depository transactions.
• Operate computer, telephone, copier, and other bank equipment.
• Ensure bank is in compliance with federal banking regulations including, but not limited to Bank Secrecy Act, OFAC, Community Reinvestment Act, Americans with Disabilities Act, Right to Financial Privacy Act, Gramm-Leach-Bliley Act, the Federal Reserve’s “lettered” regulations, and Universal Banker roles and responsibilities relating to each act.
• Ensure complete customer understanding of rates and FDIC insurance for depository accounts.

Additional Functions-Secondary Responsibilities and Accountabilities (10%) Additional Task Statement(s)

• Work overtime, as needed.
• Provide assistance to other departments as needed.
• Perform other duties that may be assigned and requested.

Position Qualifications

Education:
Required –High School Diploma or equivalent.

Preferred –Post‑secondary certificate or degree in Accounting, Finance or Business, experience will be

Experience:
Required –1
-2 years of experience in banking, insurance or other related field.

Preferred –Previous office experience.

Licenses and

Certifications:

Required –None

Preferred –Notary

Position Requirements Competency Statement(s)

• Accountability (core value) – Always do what we say and hold one another accountable.
• Accuracy – Thoroughness and strict attention to detail; does work right the first time; identifies and corrects errors;…