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Insurance Specialist

Job in Pacifica, San Mateo County, California, 94045, USA
Listing for: BNBuilders, Inc.
Full Time position
Listed on 2026-10-11
Job specializations:
  • Insurance
    Risk Manager/Analyst
Salary/Wage Range or Industry Benchmark: 85000 - 100000 USD Yearly USD 85000.00 100000.00 YEAR
Job Description & How to Apply Below

Consistently recognized as a best workplace, and for our commitment to safety, sustainability, and community partnerships, BNBuilders hires the very best in the construction industry and strives to create an environment that encourages innovation, responsibility, and client satisfaction. If you are looking to be a part of an open, supportive team and receive exciting challenges that promote personal and professional growth, look no further than BNBuilders!

JOB

SUMMARY

The Insurance Specialist supports the administration of the company's insurance and risk-management programs, with a primary focus on subcontractor insurance compliance and construction-related coverages. This position reviews contracts and insurance documents, monitors compliance, administers certificates of insurance, and helps resolve coverage deficiencies.

The Insurance Specialist works closely with project teams, subcontractors, insurance brokers, program administrators, and company leadership to address insurance requirements and reduce project risk. The ideal candidate has a strong foundation in commercial insurance. Experience with construction insurance programs, particularly Contractor-Controlled or Owner-Controlled Insurance Programs (CCIPs/OCIPs), Builder's Risk, or Subcontractor Default Insurance (SDI), is preferred.

SALARY RANGE

$85,000 - $100,000 annually

BENEFITS
  • Group medical, vision, and dental insurance, including a choice of two benefit plans (PPO plan and High Deductible/Health Savings Account plan with company contribution to HSA).
  • Company-paid short and long-term disability plans, group life insurance, and AD&DD plans.
  • Sick leave accrued at 1 hour for every 30 hours worked, with an annual carryover of 80 hours.
  • 9 paid holidays each year.
  • Paid parental leave.
  • Annual discretionary bonus based on company profitability and manager's assessment of performance.
  • 401(k) savings plan with company matching up to 4% of pay and immediate vesting. Traditional (pre-tax) and Roth (post-tax) options available.
  • Employee Stock Ownership Plan (ESOP):
    Participation in company-funded ownership after 1 year of service (at least 1,000 hours).
JOB RESPONSIBILITIESSubcontractor Insurance Compliance
  • Establish new projects in myCOI and maintain accurate project and subcontractor insurance information.
  • Assign the appropriate insurance requirement sets to subcontracts in myCOI.
  • Identify incomplete or noncompliant insurance documentation and coordinate corrections with internal teams, subcontractors, suppliers, and insurance brokers.
  • Monitor subcontractor start dates and proactively address deficiencies to help prevent subcontractors from beginning work without the required insurance.
  • Monitor accounting hold reports and assist with resolving payment holds caused by insurance noncompliance.
  • Review certificates of insurance, endorsements, and other coverage documentation for completeness and compliance with contractual requirements.
  • Track project completion dates and close projects in myCOI as appropriate.
Contract and Insurance Requirements
  • Review owner contracts, master agreements, subcontracts, and related documents to identify project-specific insurance requirements.
  • Compare owner requirements with the company's standard subcontractor insurance requirements and recommend appropriate project-specific adjustments.
  • Identify insurance-related risks, exceptions, exclusions, and obligations that may affect project execution.
  • Determine whether subcontractor insurance deficiencies also create noncompliance with the applicable owner contract.
  • Review contract documents for CCIP/OCIP enrollment requirements, insurance credits, coverage obligations, exclusions, and related program requirements.
Construction Insurance Programs
  • Support the administration of construction insurance programs, including CCIPs, OCIPs, Builder's Risk, and SDI.
  • Coordinate contractor and subcontractor enrollment in CCIP and OCIP programs.
  • Monitor CCIP/OCIP compliance and work with project teams, subcontractors, brokers, and program administrators to resolve enrollment or documentation deficiencies.
  • Assist with subcontractor closeout, final payroll reporting, and CCIP/OCIP program audits.
  • Support SDI program administration, including documentation, subcontractor enrollment, and coordination with internal stakeholders and insurance partners, as applicable.
Company Insurance Certificates
  • Request company certificates of insurance and endorsements from the company's insurance broker.
  • Review company certificates and endorsements for…
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