Senior Data Scientist, Lending
Job in
Palo Alto, Santa Clara County, California, 94302, USA
Listed on 2026-10-15
Listing for:
Wealthfront
Full Time
position Listed on 2026-10-15
Job specializations:
-
IT/Tech
Data Scientist, Data Analyst, Machine Learning/ ML Engineer, Data Science Manager
Job Description & How to Apply Below
Palo Alto, CA / San Francisco, CA / Seattle, WA / New York City, NY / Austin, TXData – Data Science /Full-time /Hybrid The Wealthfront Data Science Team utilizes our rich financial and behavioral data to influence key product and marketing decisions, as well as to safeguard our client’s information and assets. The team draws from backgrounds in Statistics, Operations Research, Computer Science, Economics, and Natural Sciences.
We value analytical rigor, clear communication, and proactivity. We believe that good ideas can come from anywhere and encourage Data Scientists to pursue self-directed explorations in search of business value. The Data Scientist in this role will be primarily embedded within Wealthfront’s new and quickly-growing Home Lending area. The vision of this area is to enable our clients to grow their wealth through leveraged home ownership.
Responsibilities Build predictive models for potential purchasers or refinancers in our client base to enable efficient and targeted outreach
Analyze user behavior in web-based home lending tools and flows to identify patterns and optimize these experiences
Interpret and contextualize statistical results for business stakeholders and help translate numbers into recommendations
Expectations
Demonstrate a high degree of independence, proactivity, and curiosity - be the first to identify opportunities
Formulate project plans with clear rationale, candidate approaches and milestones
Communicate clearly and effectively with partners both within and outside the home lending area, through written documents, presentations, and in-person or video meetings
Identify key initiatives for the Home Lending area and champion the role of Data Science within these initiatives
Employ a high degree of mathematical rigor and best practices for software development.
Enhance overall Data Science team execution through hands-on help, design feedback and peer review
Depending on experience and interest, management of more junior Data Science team members.
RequirementsA Master's or a PhD degree in a quantitative field such as Statistics, Operations Research, Computer Science, Economics or Natural Sciences, with 6+ years of prior experience in a Data Science role. Exceptions to these requirements may be considered on a case-by-case basis. Strong communication and collaboration skills and a record of partnering across organizations to sharpen project requirements. Sometimes this includes re-framing the original request to solve a more general problem with similar effort.
Hands-on mathematical and software engineering skills to execute on complex projects.
Proficiency in Python and SQL.Desire and ability to mentor junior Data Scientists within the team by exemplifying math, engineering and technical communication skills.
Estimated annual salary range: $185,000 - $211,000 USD plus equity and a discretionary bonus.
Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!
About Wealthfront Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money.
We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including:
• A Cash…
Position Requirements
10+ Years
work experience
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