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Software Development Engineer Full Stack Developer

Job in Palo Alto, Santa Clara County, California, 94306, USA
Listing for: Drip Capital Inc.
Full Time position
Listed on 2025-12-22
Job specializations:
  • Software Development
    Backend Developer, Full Stack Developer, Software Engineer
Job Description & How to Apply Below
Position: Software Development Engineer || (Full Stack Developer)

We are a US-based fintech company revolutionizing global trade for SMEs. At Drip Capital, we’re redefining the future of trade finance and facilitation, empowering small and medium-sized enterprises (SMEs) to scale internationally with ease.

With the global SME trade market exceeding $5 trillion, our mission is to provide businesses in emerging markets with seamless access to capital—eliminating red tape and outdated processes. By leveraging cutting‑edge technology, we make trade finance fast, efficient, and hassle‑free. Beyond financing, we simplify trade and sourcing, helping SMEs navigate global markets effortlessly.

Headquartered in Palo Alto, California, with offices in India, Drip Capital is strategically positioned to meet the evolving needs of SMEs in emerging markets.

Backed by top investors—including Accel, Peak XV, Wing VC, Sequoia India, Y Combinator, GMO, SMBC Japan, Barclays, and IFC—Drip has facilitated over $7 billion in trade across 10,000+ buyers and sellers.

As we continue to grow, we remain committed to transforming global trade for SMEs worldwide.

Role Overview

As a Full Stack Developer at Drip Capital, you will primarily focus on building and scaling backend systems while also contributing to frontend initiatives. This role is ideal for a strong backend engineer who can take ownership of frontend tasks to support product delivery and team velocity.

Job Responsibilities
  • Designing, building, deploying, and maintaining scalable backend services and APIs
  • Designing, building, and maintaining frontend components and user interfaces to deliver seamless user experiences
  • Collaborating closely with product managers, designers, and engineers to deliver end-to-end solutions
  • Building risk modules that adapt to individual and market variations
  • Creating and enhancing workflow automation
  • Debugging issues across the full technology stack
  • Writing clean, maintainable, and well-tested code for both backend and frontend
Required Qualifications
  • 3+ years of relevant experience in building scalable and reliable, distributed system with responsive frontend interfaces.
  • Strong problem‑solving and communication skills.
  • Proficiency in at least one modern backend language:
    Ruby, Java, Python, Golang, C/C++, or similar.
  • Experience with backend frameworks like Ruby on Rails, Spring, or similar MVC frameworks.
  • Strong understanding of relational databases, SQL optimization, indexing, and schema design
  • Experience designing and building APIs (RESTful APIs and/or Graph

    QL)
  • Hands‑on production experience with at least one modern frontend framework:
    React.js OR Vue.js.
  • Experience integrating with third‑party applications and backend APIs and understanding of web performance optimization techniques.
  • Good understanding of software architecture fundamentals and UI/UX design principles.
  • Good to have prior experience with Ruby on Rails and Nuxt.js
Why Join Us?
  • Opportunity to work with cutting‑edge technology in the fintech space.
  • Collaborate with a talented and passionate team.
  • Competitive compensation and benefits package.
  • A culture that values innovation, learning, and growth.
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