Financial Sales Representative- Pasadena

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- Pasadena role at Gulf Coast Educators Federal Credit Union

GCEFCU is looking for a Financial Sales Representative who is reliable, driven, and takes pride in building strong member relationships to join our lending department. This position will be located at our Mortgage and Insurance building with the ability to float between other branches as needed.

The schedule for this position is M-F 8:00am-5:00pm and Saturdays.

• To achieve or exceed the established sales goals through building of member relationships. Responsible for cross selling all credit union products and services to members.
• Interview member loan applicants to develop information concerning their loan needs, earnings, and financial condition.
• Prepare loan application for submittal to central underwriting. Prepare and/or review all loan documents for completeness and accuracy.
• Authorize release of collateral on existing loans, changes in loan terms, waivers of payments, due date change, etc.
• Follow current loans to ensure compliance with terms and coordinate with collections.
• Have advanced knowledge of lending regulations such as Truth in Lending, HMDA, Equal Credit Opportunity Act, Fair Credit Reporting Act, and other consumer related laws and guidelines. Maintain a working understanding of the Bank Secrecy Act, NCUA Privacy regulations and other laws related to Truth-in-Savings, Electronic Fund Transfers, and Availability of Funds.
• Perform as a loan officer ensuring compliance with the Bank Secrecy Act and all governmental agency regulations and Credit Union Policies and guidelines. Identify reportable transactions under the Bank Secrecy Act, obtain required information and report transactions. Comply with Federal Rules and Regulations as required by NCUA.
• Alert supervisory personnel to any suspicious activity regarding transactions including forgery, theft, fraud, kiting, customers that appear to be avoiding CTRs.

• One year to three years of similar or related experience.
• A high school education or GED.
• Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

Seniority level: Entry level

Employment type: Full-time

Job function: Sales and Business Development

Industries: Banking

EOE Disabled/Veteran