Credit Analyst II

Corpay is currently looking to hire a Credit Analyst II within our Risk Management division. This position falls under our North America Fuel line of business and is located in Atlanta, GA. In this role, you will report directly to the Senior Manager, Credit Operations and regularly collaborate with multiple departments.

As a Credit Analyst II, Corpay will set you up for success by providing:

• Assigned workspace in Atlanta office
• Company-issued equipment
• Formal, hands-on training

The responsibilities of the role will include:

• Underwriting & Risk Assessment:
  Independently analyze financial statements, cash flow projections, and tax returns
• Credit Approval Rationales:
  Prepare approval recommendations with supporting credit documentation and KYC Analysis
• Portfolio Modifications:
  Review and approve account changes such as Credit Limit Increases, Term Changes and Product Enhancements using updated Credit Pulls and customer performance. Also mitigate by identifying early warning signs or adverse trends in customer performance.
• Policy & Compliance:
  Ensure adherence to internal credit risk policies, banking regulations/ Annual Training, and applicable statutory compliance requirements
• Mentorship & Leadership:
  Provide technical guidance, training, and informal coaching to junior analysts.

• Education:
  
  Bachelor's degree in finance, Accounting, Economics, Business Administration, or a related field
• Experience:
  
  Desired three years+ in FINTECH, commercial banking, credit analysis, or underwriting.
• Technical
  
  Skills:
  
  Excel, Word, Credit Underwriting, KYC / Fraud Application
• Soft Skills:
  
  Strong analytical judgment, written/verbal communication, attention to detail, and independent decision-making.

• Medical, Dental & Vision benefits available the 1st month after hire
• Automatic enrollment into our 401(k) plan (subject to eligibility requirements)
• Virtual fitness classes offered company-wide
• Robust PTO offerings including major holidays, vacation, sick, personal, & volunteer time
• Employee discounts with major providers (i.e. wireless, gym, car rental, etc.)
• Philanthropic support with both local and national organizations
• Fun culture with company-wide contests and prizes