Underwriting Manager

Position Overview

The Underwriting Manager will lead the underwriting and financial analysis function within our Employee Benefits division. This role is responsible for managing a team of underwriters and analysts who support our client service and consulting teams by delivering financial insights, renewal projections, funding analysis, and cost modeling for mid-to-large group clients (fully insured, level‑funded, and self‑funded).

The ideal candidate has a strong background in group health and welfare underwriting, excellent leadership skills, and the ability to translate complex financial data into actionable strategies that support client retention and growth.

• Lead, mentor, and develop a team of underwriters and financial analysts.
• Oversee all underwriting activities, including renewal evaluations, RFP analysis, and pricing of benefit plan designs across medical, dental, vision, life, and disability lines.
• Review and approve underwriting models, cost projections, and funding analyses to ensure accuracy and consistency.
• Collaborate with client service teams to develop renewal and marketing strategies that meet client objectives and align with carrier market conditions.
• Maintain strong relationships with insurance carriers, TPAs, and vendors to ensure competitive pricing and favorable contract terms.
• Provide analytical insights to support producer and consultant recommendations.
• Monitor market trends, underwriting guidelines, and regulatory changes affecting pricing and funding.
• Implement best practices and process improvements to drive efficiency and accuracy within the underwriting function.
• Participate in client meetings and presentations as a financial and underwriting subject matter expert.
• Prepare and deliver management reports, performance metrics, and forecasts for senior leadership.

• Bachelor’s degree in Finance, Mathematics, Actuarial Science, Business Administration, or related field required.
• 7+ years of group benefits underwriting or actuarial experience; brokerage, carrier, or consulting background preferred.
• 2+ years of leadership or people management experience strongly preferred.
• Deep knowledge of fully insured, level‑funded, and self‑funded plan structures.
• Strong analytical, financial modeling, and Excel skills.
• Excellent communication and presentation abilities, with the ability to explain technical concepts to non‑technical audiences.
• Proven ability to manage multiple priorities in a fast‑paced environment.

• Collaborative, team‑oriented environment within a growing national firm.
• Opportunities for professional development and leadership growth.
• Competitive compensation and benefits package.
• Make a direct impact on client outcomes through data‑driven strategies and insights.

• High School Diploma or GED required;
  Bachelor’s degree preferred with emphasis in math, statistics, or finance.
• Up to 6 years of experience in benefit analysis for group employee benefits.
• Must have the ability to compile, analyze, present, and interpret financial and statistical information to facilitate decision making.
• Must maintain current required licenses and certifications relevant to field of expertise.
• Technical knowledge relative to industry and incorporating contract provisions, renewal and claims processing, plan knowledge and carrier funding.
• Expertise in managing clients with alternative funding arrangements.
• Advanced skill in using computer application software for financial modeling, statistical analysis, and spreadsheet calculations.
• Expert knowledge of state and federal legislation.
• Sets priorities and manages workflow to ensure efficient, timely and accurate deliverables.
• Demonstrated ability to communicate verbally and in writing throughout all levels of the organization, both internally and externally.
• Advanced problem solving and critical thinking skills.
• Must be able to travel based on client and business needs.

CBIZ Inc. is a leading professional services advisor to middle market businesses and organizations nationwide. With unmatched industry knowledge and expertise in accounting, tax, advisory,…