Credit Portfolio Intermediate Analyst, Officer - GURUGRAM

At Citi, we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network, providing a broad range of financial services and products to our clients – whether they be consumers, corporations, governments or institutions – to help them meet their biggest opportunities and face the world’s toughest challenges.

We’re currently looking for a high‑caliber professional to join our team as Officer, Credit Portfolio Intermediate Analyst – Hybrid based in Gurugram, India. As part of our team you’ll receive the resources you need to manage your financial well‐being and plan for your future, supported by a range of wellness and parental leave programs, learning and development resources, generous paid time off, and opportunities to give back to your community.

Job overview:
The Credit Portfolio Intermediate Analyst is an intermediate‑level position responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi’s portfolio exposure to clients and counter parties globally.

• Resolve issues and recommend solutions to moderate problems
• Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub‑function / job family
• Serve as an industry expert and advisor
• Analyze and approve counter‑party credit limits for trading, transactional and financing businesses with funds
• Develop risk management framework and processes for funds
• Advise businesses and clients on transaction structures and negotiate credit terms
• Operate with a limited level of direct supervision, exercising independence of judgement and autonomy
• Act as SME to senior stakeholders and/or other team members
• Appropriately assess risk when business decisions are made, ensuring compliance with applicable laws, rules and regulations, and reporting control issues with transparency

• 2–5 years of relevant experience
• Experience in financial analysis, accounting and valuation
• Consistently demonstrate clear and concise written and verbal communication

• Bachelor’s degree/University degree or equivalent experience

This job description provides a high‑level review of the types of work performed. Other job‑related duties may be assigned as required.

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. You’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career – apply for this role at Citi today.

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