Financial Services Advisor

MCS Bank is a state-chartered mutual savings bank serving Mifflin, Huntingdon, and Snyder Counties through seven community branches and a dedicated Loan Center. Founded in 1923 as the Mifflin County Building and Loan Association, the bank has grown by focusing on local communities and building long-term relationships. MCS Bank provides core banking and home-financing services to retail customers and tailored solutions to small-business clients.

With branches in Milroy, Lewistown, Burnham, Belleville, Mount Union, McClure, and Allensville, team members work closely with customers to support their financial goals.

The Financial Advisor is responsible for developing, managing, and maintaining a portfolio of investment clients while delivering exceptional client service. This role partners closely with bank personnel to identify opportunities, cultivate referral relationships, and provide comprehensive wealth management solutions tailored to client needs.

The Financial Advisor serves as a trusted advisor by evaluating clients' financial objectives, recommending suitable investment and insurance products, and ensuring compliance with all regulatory and organizational requirements.

• Develop and maintain a strong book of business through proactive client acquisition and relationship management.
• Analyze client financial needs, goals, assets, income, investments, and risk tolerance to provide personalized recommendations.
• Educate clients on investment, retirement, insurance, and wealth management solutions, including associated risks and benefits.
• Build and maintain strong internal and external referral networks.
• Identify opportunities to deepen client relationships through referrals to appropriate bank products and services.
• Meet business development, production, and growth goals established by MCS Financial Advisors and the Bank.
• Maintain ongoing communication with clients through regular reviews and follow-up consultations.
• Ensure all investment and insurance activities comply with applicable regulations, supervisory requirements, and internal policies.
• Maintain all required licenses, registrations, and continuing education requirements.
• Provide an exceptional client experience through professionalism, responsiveness, and accuracy.
• Assist in implementing branch and department goals consistent with the Bank's strategic and operating plans.
• Participate in community organizations, networking events, and outreach activities that positively represent the Bank.
• Prepare reports and communicate effectively with leadership and other stakeholders as required.
• Adhere to all Bank policies, procedures, and regulatory requirements.
• Support compliance with applicable laws and regulations, including but not limited to BSA, CRA, Equal Credit Opportunity Act, and other regulatory requirements.
• Maintain appropriate documentation and records in accordance with regulatory and supervisory expectations.
• Support internal and external audits, examinations, and regulatory reviews as needed.
• Foster a workplace that is free from harassment, discrimination, and other inappropriate conduct.

• High School Diploma or equivalent.
• Minimum of two years of experience in financial services, banking, insurance, investments, or a related field; or an equivalent combination of education and experience.
• Demonstrated success in business development, client relationship management, or sales.

• FINRA Series 63 License
• FINRA Series 6 License
• Pennsylvania Insurance Producer License (Life, Accident & Health)

• Current Series 7 and Series 66 licenses preferred; candidates actively pursuing licensure will be considered.

• Strong understanding of financial services, investments, insurance products, and wealth management principles.
• Excellent relationship-building and interpersonal skills.
• Ability to communicate complex financial concepts clearly and professionally.
• Strong sales and business development abilities.
• Effective problem-solving and analytical skills.
• Ability to work independently and collaboratively within a team environment.
• Sound judgment, professionalism, and attention to detail.
• Strong organizational and time management skills.
• Proficiency with personal computers, Microsoft Office applications, and financial services platforms.
• Commitment to providing outstanding client service.
• Valid driver's license and ability to travel locally as…