Portfolio Manager

Overview

At Univest
, we’re looking for a detail-oriented and relationship-driven Portfolio Manager to support our Commercial Lending team in Souderton and West Chester. In this role, you’ll work between both locations while partnering closely with Relationship Managers and internal teams to manage portfolios, support commercial lending processes, analyze financial information, build strong client relationships, and ensure compliance with commercial lending policies, procedures, and regulatory requirements.

If you’re organized, analytical, and ready to grow your commercial banking career with a company that values collaboration, service, and helping customers move forward with confidence, we’d love to hear from you,

• Prepare the approval package using a Loan Origination System in collaboration with the Relationship Manager to outline the structure, terms, and conditions of the loan facility for new loan origination and renewals/modifications of existing loans.
• Prepare memos for the credit file and underwriting approvals, when necessary.
• Analyze customer financial information in preparation for upcoming loan requests, covenant tests, or annual reviews.
• Ability to prepare financial performance analysis including but not limited to cash flow analysis and collateral analysis for deal screen preparation and underwriting purposes.
• Accountable for facilitating and/or completing covenant compliance testing.
• Review the customer’s risk profile through interpreting financial information, testing loan covenants, and evaluating other non-financial factors.
• Provide support to the loan origination process through independently assessing the due diligence required for every specific request.
• Facilitate ordering and reviewing all necessary due diligence searches, including but not limited to real estate searches, lien searches, credit reports, background checks, and OFAC reports.
• Provide support to the commercial loan process by ordering and reviewing appraisal and environmental reports.
• Provide support to the loan closing process, such as determining pre-close items required for loan settlement. This may include, but not be limited to obtaining insurance documentation, communicating directly with title companies, and being responsible for review and final approval of loan coding.
• Partner with Bank Counsel in preparation for loan closings.
• Accountable for reviewing loan documentation for accuracy.
• Provide post-closing support through follow-up with customers, Bank Counsel, and title companies, when necessary.
• Monitor and track monthly reporting including but not limited to maturing loans, annual reviews, and exception reporting.
• Partner with Relationship Managers, Administrators, and Customers in clearing exceptions.
• Provide support to Commercial Lending Team in satisfying requirements for construction advances.
• Lead the Audit Preparation for internal and external audits, including but not limited to reviewing files for completeness, file organization, evaluating loan coding accuracy, and preparing responses in collaboration with Relationship Manager.
• Accountable for compliance with laws and regulations that apply to this position including the Univest Code of Conduct.
• Perform other duties as assigned.

• Establish operational relationship with designated clients to handle routine daily operational issues and client requests.
• Support Relationship Managers in preparation and attendance at client meetings and loan closings.
• Communicate with Relationship Managers and Customers to gather required financial information needed from customers.

• Communication/Relationship-Builder:
  Excellent interpersonal and communication skills. Clearly…