Loan Operations Post Closer & Verification Specialist III

Bring your lending knowledge and eye for detail to Univest as a Loan Operations Post Closer & Verification III in Souderton. In this role, you’ll review commercial and consumer loan documents, resolve complex discrepancies, and help keep the post-closing process accurate and organized. You’ll also share your expertise by guiding team members and supporting loan operations projects. Ready to put your problem-solving skills to work?

• Post-Closing Loan Management: Execute a variety of post-closing tasks for both commercial and consumer loans, adhering strictly to Univest lending policies and guidelines.
• Document Analysis: When post-closing from our commercial queue, analyze loan documentation packages to identify required supporting documents and ensure all necessary items are obtained.
• Document Tracking and Validation: Meticulously track the receipt of loan documents (both internally prepared and from external attorneys). Verify the completeness, accuracy, and originality of all documents received.
• Regulatory Reporting: Identify loans subject to Community Reinvestment Act (CRA) and Home Mortgage Disclosure Act (HMDA) reporting requirements. Accurately enter necessary data into the system, ensuring compliance with all applicable regulatory guidelines.
• Document Imaging and Filing: Scan, identify, and correctly label executed loan documents, uploading them into Synergy Capture and/or nCino Salesforce. Import all supporting documentation from commercial synergy files into the appropriate systems. Verify accurate document uploads into Synergy for consumer lending, label, and file in the correct vault.
• Compliance Adherence: Maintain a thorough understanding of and ensure compliance with all applicable laws and regulations, including the Univest Code of Conduct and relevant sections of the Uniform Commercial Code.
• Exception Resolution: Collaborate effectively with lenders and administrative assistants to efficiently resolve documentation discrepancies, scanning issues, and other post-closing exceptions.
• Mail Processing and Document Review: Track incoming mail, meticulously review loan documents (both in-house and attorney-prepared) for completeness, accuracy, and authenticity. Address and resolve any identified discrepancies; respond to mail confirmation emails promptly.
• Post-Close Queue Management: Monitor the department's email inbox, claim ownership of loans requiring post-closing action, and systematically process them. Efficiently transfer loan file documents between nCino and Synergy Capture, perform document capture and indexing, and upload documents into the Xperience system.
• LQAS (Loan Quality Assurance System) Monitoring: Utilize LQAS to accurately input document requirements, financial covenants, and other critical loan details into the designated tracking system, based on approved loan terms and conditions.
• Post-Closing Loan File Organization: Organize and maintain both consumer and commercial loan files according to established procedures, ensuring accurate naming, filing, and overall file integrity.
• Mentorship and Training: Assist in the onboarding and ongoing development of Loan Operations Post Closer & Verification team members, providing guidance on procedures and best practices.
• Loan Verification: Conduct thorough verification of Consumer and Basic and Advanced Commercial Loans loan documentation against the loan origination system and approved loan terms, identifying and resolving discrepancies, including complex or non-standard loan scenarios.
• Project Support: Actively participate in various bank projects related to loan operations, contributing expertise and support to ensure successful implementation and alignment with departmental goals.
• Escalation Point: Serv…