Electronic Funds Processing Specialist

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FT Pensacola, FL, US

Company Description

Since 1936 Pen Air® Credit Union has been the catalyst where community, resources, and impact come together and produce a powerful force for good. We have a unique culture and we’re passionate about it. Grown from the values we hold most dear, three guiding principles shape how we see the people we serve, the community around us, and our role within it.

These guiding principles are Respect, Service, and Communerosity® and they’re woven throughout our culture.

Pen Air is where people and community, resources and expertise align with your values to create real impact. Generational impact through strong financial education and support. We care about the things you care about. As the largest and oldest credit union in Pensacola, Florida, with more than $2.8 billion in assets, our purpose is to enhance the lives of those we serve in the Florida Panhandle, Southern Alabama, and Virginia.

Careers
Do you have a passion for helping others?
Currently, Pen Air provides access to 15 convenient locations across Mobile and Baldwin counties in Alabama and Escambia, Santa Rosa, Okaloosa and Bay counties in Florida. Join us and become a powerful force for good - after all we live, work, and play here too.

Join the team. You’ll fit right in.
Take control of your future by mapping out a career king with us means you can shape your professional experience to suit your dreams. We offer valuable resources that provide you the opportunity to build upon and strengthen your skills. Whether it be a career path in advising our members directly on products and services, guiding them through major purchase decisions on a home or vehicle, or even helping build the technology and processes behind the scenes, there is a place for everyone at Pen Air!

Success looks different for everyone. Where will your journey take you?

The Pen Air difference.
Just like we strive to be a force for good at work, Pen Air works just as hard to supply employees with a total rewards package that includes competitive salaries and meaningful benefits.

Holistic Amenities:

• Up to $15K available for continuing education
• Student Loan Paydown
• Adoption Assistance Reimbursement
• Wellness Programs
• Gym membership reimbursement
• Financial Wellness Resources
• Purchase assistance with computers and fitness equipment.

Benefits Package Highlights:

• Generous PTO Plan—20 days for new hires
• Paid Maternal & Parental Leave
• Competitive Retirement Plan
• Company paid Short Term Disability

The starting hourly rate for this role is $21.31-$23.97 based on experience.

About the role:

Responsible for monitoring, reviewing, and processing electronic payment activity, including ACH, share drafts, Check 21, return cash letters, Federal Reserve adjustments, real-time payments, incoming and outgoing wires, and transactions processed through applicable third-party platforms. Exercises sound judgment, critical thinking, and risk based decision-making to ensure transactions are processed accurately, timely, and in compliance with policies, procedures, regulatory requirements, and internal controls.

Serves as a subject matter resource for electronic funds processing activities and supports departmental training, procedural documentation, and knowledge transfer initiatives.

Major

Duties and Responsibilities:

• Process electronic funds transactions, including wires, share drafts, Check 21, return cash letters, bill pay, and RTP activity, ensuring accurate and timely processing of high-dollar transactions and significant money movement. Apply critical thinking, sound judgment,…