Senior Underwriter – Bridging & Development Finance

We’re working with a growing specialist property finance lender who are expanding their credit function and looking to appoint a Senior Underwriter to play a key role in deal structuring, credit decisioning and team development.

This is a hands‑on role with real influence — ideal for someone who enjoys complex lending, taking ownership of decisions and mentoring junior talent.

• Lead underwriting on bridging & development finance transactions
• Structure and assess complex deals from enquiry through to completion
• Present credit papers and contribute at Credit Committee level
• Support and mentor a Junior Underwriter
• Play a key role in improving underwriting processes as the business scales

• Assess new lending opportunities in line with credit appetite
• Analyse borrower strength, financials and exit strategies
• Review valuations, IMS reports and supporting documentation
• Structure deals with clear risk mitigation
• Manage transactions through to completion and first drawdown
• Monitor live loans including development drawdowns
• Build strong relationships with brokers, borrowers and external partners
• Act as an escalation point for complex cases

• Strong background in bridging and/or development finance underwriting
• Proven ability to structure and assess deals independently
• Experience presenting credit papers and supporting committee decisions
• Commercial mindset with sound credit judgement
• Comfortable managing multiple deals and stakeholders
• Previous mentoring or leadership experience is a plus