Credit Analyst​/Philadelphia​/

Position

Credit Analyst – Philadelphia, MS

Location:

Philadelphia, MS

Hours:

Monday - Friday, 8:00 AM to 5:00 PM

Provide bank management with timely and accurate information related to the credit quality of its loan portfolio.

The Citizens Bank opened in 1908 in Philadelphia, MS and has earned a reputation for safety, confidence, honesty, integrity, and hard work. It serves Mississippi through 26 branch offices and beyond with its digital and mobile banking solutions, offering a high-tech, high-touch approach to full-service banking.

• Spread and analyze customer financial statements to determine cash flow.
• Provide underwriting support.
• Develop information for lenders and loan committee for approval of new, renewal, and extension loans.
• Evaluate quality of financial information submitted prior to analysis.
• Review and summarize all available business and/or personal financial information on relationships.
• Prepare quantitative written assessments detailing analysis for credit decisions.
• Other duties as required by supervisory personnel.

• 3-12 months successful experience in credit underwriting, asset valuation or similar work environment.
• Exceptional verbal and written communication skills.
• Exceptional knowledge/use of Microsoft Office products.
• Ability to work independently within time constraints.
• 4‑year degree in banking, finance, accounting or related field.

Entry level

Full‑time

Finance and Sales

Industries:
Banking

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