Mortgage Loan Analyst

The next part of your journey is right around the corner — with The Standard.

A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we’ve been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment.

Are you ready to make a difference?

The Mortgage Loan Analyst is responsible for reviewing, underwriting, negotiating, and recommending mortgage loan transactions across new originations, refinances, and administrative actions. This role evaluates commercial real estate, analyzes financial statements, reviews third‑party reports, and prepares underwriting materials to support loan origination, investor relations, closing, and servicing. The position also contributes to portfolio reporting, market research, and cross‑department workflow to ensure efficient loan operations.

This role requires traveling once a year to correspondent markets in partnership with an Underwriter or Manager.

• Review, underwrite, negotiate, and recommend new loan originations and refinances within established guidelines.
• Analyze borrower and tenant financials, organizational structures, and third‑party reports.
• Prepare underwriting spreadsheets, commitment letters, and documentation for extensions, assumptions, modifications, and other loan actions.
• Support communication and workflow between underwriting, investor relations, closing, and servicing teams.
• Develop and maintain portfolio reports, models, and market research to support mortgage investment decisions.
• Conduct property site inspections and provide analytical support to the local market team.

Education: Bachelor’s degree in real estate, finance, accounting, or a related field

Experience: 2+ years of experience in commercial mortgage lending, real estate investment, or a related field.

• Working knowledge of commercial mortgage lending practices, legal documentation, and real estate valuation concepts.
• Proficiency with financial analysis, underwriting techniques, and spreadsheet software.
• Ability to manage competing priorities with strong attention to detail and accuracy.
• Ability to interpret and present financial and underwriting information clearly.
• Experience with mortgage loan databases or investment analysis software.
• Familiarity with real estate market research and portfolio reporting.

• Analytical Thinking: Uses data, financial models, and valuation techniques to make sound underwriting recommendations.
• Collaboration: Works effectively with peers and cross‑functional teams to support loan origination and servicing activities.
• Adaptability: Adjusts quickly to changing priorities, shifting workloads, and evolving business needs.

We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect:

• A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions

• An annual incentive bonus plan

• Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure

• A supportive, responsive management approach and opportunities for career growth and advancement

• Paid parental leave and…