Equity Portfolio Product Manager

Charlotte, North Carolina, United States of America

40

$91,000 - $136,240 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Product Management

The Product Manager oversees the end to end management of assigned products, services and programs including features, benefits and characteristics that meet customer needs and are priced to meet the Bank’s profit and loss objectives. The Product Manager manages a particular product or function supporting in the achievement of a business strategy. This role acts as a source for innovation led through customer insights and creating a better customer experience with a particular product.

The role is accountable for business results and product sales, working with Acquisition teams to ensure widget and volume targets are met.

Must be located within TD footprint: CT, DE, FL, ME, MD, MA, NH, NJ, NY, PA, RI, SC, VT, VA, DC.

The Home Equity Portfolio Product Manager is responsible for product/program needs associated with TD’s HELOC and HELOAN portfolio.

• Partners closely with Home Equity Product Group Lead (origination products/programs) and Senior Product Manager (RESL Demand Generation).

• Experienced in analysis, building strategy, and execution to support areas such as:

  • Mortgage and Home Equity Retention strategies.
• • HELOC Utilization strategies.
• • Home Equity portfolio growth, draw period/repayment period concentration, evergreen accounts.
• • HELOC Fixed Rate Option.
• • HELOC line access process and vehicles.
• • Partners with Fraud and Servicing for Home Equity product issues/initiatives.

• Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas
• Accountable for either a single major functional area with a mass or niche product/segment suite and moderate level of complexity with a range of complex attributes
• Integrates knowledge of the enterprise sub-function’s or business line’s overarching strategy in developing solutions across multiple functions or operations
• Provides expertise and advice on unique distribution issues (i.e. primarily 3rd party channels) for niche/customized products/segments
• Has advisory/consultative accountability for functional areas that are not directly managed
• Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions
• Uses sophisticated analytical thought to exercise judgement and identify solutions
• Impacts the achievement of sub-function or business line objectives within the area accountable for
• Develops and maintains a robust understanding of the regulatory requirements, customer, market, and industry to deliver product and process innovation to improve the value proposition
• Develops and implements products/policies and procedures in such a way that it enhances the end to end customer experience (including training, enhancement and irritant reduction) while achieving business objectives
• Oversees and ensures the clear and effective delivery of products and services to the customer
• Act…