Underwriter - Mortgage Fulfillment

Underwriter - Mortgage Fulfillment at PENNYMAC

PENNYMAC is a specialty financial services firm with a comprehensive mortgage platform focused on the production, servicing, and investment management of U.S. mortgage loans.

The Mortgage Fulfillment Underwriter ensures that assets reviewed meet all applicable investor guidelines, maintaining quality and accuracy of decisions. The role reviews mortgage applications, verifies documentation, collaborates with compliance to meet federal, state, and local regulations, and makes timely approval or denial decisions.

• Make decisions on a full range of mortgage loans, preferably including FHA loans
• Review all mortgage applications and documentation for accuracy and completeness
• Work with clients to prepare mortgage applications and resolve outstanding issues
• Collaborate with compliance officers to ensure all materials meet federal, state, and local requirements
• Approve or deny mortgages on a timely basis
• Perform other related duties as required and assigned
• Demonstrate behaviors aligned with the organization’s desired culture and values

• Bachelor’s degree or equivalent work experience
• 3+ years of mortgage underwriting experience
• Solid knowledge of mortgage underwriting and basic automated underwriting systems
• Proficiency with basic automated underwriting systems
• Knowledge of mortgage laws and regulations, including Home Mortgage Disclosure Act
• Knowledge of state and federal agency mortgage loan guidelines and regulations (helpful)

• Comprehensive Medical, Dental, and Vision
• Paid Time Off Programs including vacation, holidays, illness, and parental leave
• Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe-style dining (select locations)
• Retirement benefits, life insurance, 401k match, and tuition reimbursement
• Philanthropy Programs including matching gifts, volunteer grants, charitable grants, and corporate sponsor ships

To learn more about our benefits visit: (Use the "Apply for this Job" box below)./benefits

For residents with state-required benefit information, additional information can be found at:

• Lower in range - Building skills and experience in the role
• Mid-range - Experience and skills align with proficiency in the role
• Higher in range - Experience and skills add value above typical requirements of the role

Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.

$55,000 - $85,000

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