Senior Analyst, AML

Overview

Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise‑grade blockchain designed to become the Economic OS for the internet.

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we’re expanding into some of the world’s strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values:
High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

• Conduct detailed customer onboarding, including enhanced due diligence and ongoing periodic reviews for higher‑risk client relationships.
• Monitor customers through counter party compliance calls, assess transactional activity, and collect and test samples of customer files.
• Update internal records to enrich customer KYC files and ensure business models align with profiles.
• Escalate and draft executive‑level risk acceptance memos for customers with red flags and higher risk attributes, summarizing findings and next steps.
• Partner with key internal stakeholders, including business teams and other control functions to monitor client relationships and ensure compliance with regulatory expectations.
• Facilitate knowledge sharing with team leads within the region.
• Monitor industry trends related to money laundering or fraud schemes, including detection and reporting of suspicious activity.
• Perform general administration and ancillary activities as required to support business operations.
• Leverage AI tools to improve review efficiency and quality, including AI‑generated risk summaries, memo drafting support, and automated alert triage.

• Passion for harnessing the power of digital currency and blockchain technology.
• Deep understanding of blockchain technology.
• Proven experience working collaboratively with multiple stakeholders in a dynamic environment.
• Experience in an ever‑changing industry and flexibility to react quickly to changing demands.
• B.A./B.S. degree; quantitative or technical degree a plus.
• 4+ years of relevant experience in AML and KYC reviews for corporates, with 2 years in crypto, preferable in ongoing monitoring of higher‑risk customers.
• Detail‑oriented, highly analytical, and comfortable digging into data.
• Strong communication skills and presence; ability to interface with internal and external teams.
• CAM ground, CFCS or CFE certification a plus.
• Experience working remotely with teams across multiple time‑zones.
• Familiarity with Slack, Apple MacOS, and GSuite.

Base Pay Range: $90,000 - $120,000

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by law in the locations where we hire. Circle participates in the E‑Verify Program in certain locations as required by law.

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