Senior Loss Control Consultant
Listed on 2025-12-15
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Insurance
Risk Manager/Analyst, Insurance Analyst, Underwriter, Insurance Risk / Loss Control
Position Overview
The Senior Loss Control Consultant plays a critical role in supporting the profitable growth and retention of the Commercial Lines portfolio. This position provides expert risk evaluation, technical consultation, and collaborative support across Property, General Liability, Commercial Auto, and Workers’ Compensation lines of business. Working in a team‑oriented environment, the Senior Consultant partners closely with Underwriting, Agents, and Insureds to help qualify new business opportunities, improve account performance, and drive long‑term profitability.
EssentialJob Functions
- Risk Assessment & Technical Expertise
- Conduct comprehensive loss control evaluations for prospective/existing commercial accounts across multiple lines of business including Property, Liability, Auto, and Workers’ Compensation.
- Identify hazards, evaluate operational exposures, and recommend practical, data‑driven solutions to mitigate loss potential.
- Prepare clear, detailed reports outlining risk quality, recommending improvements, and suitability for underwriting guidelines.
- Provide technical guidance on risk improvement strategies tailored to the insured’s operations, industry, and safety culture.
- Support for New Business & Retention
- Assist Underwriting in evaluating the quality/eligibility of new business submissions through on‑site surveys, virtual assessments, and exposure analysis.
- Participate in new business meetings and agent/insured visits to articulate risk strengths, concerns, and recommendations.
- Support retention efforts by helping insureds implement risk‑improvement initiatives that strengthen account performance and claim outcomes.
- Partner with the team to develop service plans that align with underwriting strategies and customer needs.
- Loss Mitigation & Consultative Services
- Analyze loss trends, claim activity, and operational practices to identify root causes and prevention strategies.
- Recommend safety programs, policy enhancements, and operational best practices to reduce frequency and severity of losses.
- Provide training, resources, and coaching to insureds on workplace safety, fleet management, property protection, and regulatory compliance.
- Cross‑Functional Collaboration
- Work closely with Underwriting, Claims, Audit, and Agency partners to ensure effective communication and alignment on risk quality and service strategy.
- Participate in team meetings, planning sessions, and continuous improvement efforts to enhance underwriting profitability and service delivery.
- Share insights and trends to help the team identify growth opportunities, strengthen risk selection, and improve portfolio performance.
- Portfolio & Profitability Impact
- Contribute to underwriting profitability by ensuring accurate risk classification, strong risk selection, and impactful recommendations.
- Support achievement of departmental goals related to new business production, retention, and improvement in loss ratios.
- Monitor follow‑through on risk control recommendations and escalates concerns of significant hazards.
- Bachelor’s degree in Occupational Safety, Risk Management, Engineering, Business or related field (preferred).
- Typically requires 5+ years of experience in commercial lines loss control, risk engineering or safety consulting.
- Experience with multi‑line commercial exposures, including property, liability, auto, and workers’ compensation.
- Professional designations such as ARM, ASP, CSP preferred.
- Demonstrated ability to influence without authority and maintain strong professional relationships with agents, insureds, and internal partners.
- Positive image and strong relationship building.
- Travel overnight as needed (minimal).
- Strong analytical skills with the ability to assess complex risks and deliver practical solutions.
- Excellent communication, ability to explain technical concepts clearly to diverse audiences.
- Team‑oriented mindset with commitment to collaboration and shared business goals.
- Strong organization, time management, and prioritization skills.
- Listening and speaking in public.
- Customer service.
- Industry safety standards, regulatory requirements, and risk mitigation techniques.
Applicants must be authorized to work in the U.S. without sponsorship now or in the future.
Pay Range$95,000–$120,000 per year. This range reflects the expected level of experience and skills for this position. Final compensation will depend on individual qualifications and experience.
Benefits- Health, Dental and Vision Insurance
- Generous 401(k) with company match
- Paid Time Off (PTO) with Paid Holidays
- Flexible/Hybrid Work Schedule
- Paid Volunteer Program
For more information about the benefits we offer, please visit our Careers Page.
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