Credit Products Underwriter - Commercial Banking

Credit Products Underwriter I - Commercial Banking

Areas of Interest: Commercial Credit Underwriter;
Commercial Analyst;
Commercial Banking

Pay Transparency Salary Range: Not Available

Final date to receive applications: 01/18/2026

BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates Trans Fund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions:
Bank of Albuquerque;
Bank of Oklahoma;
Bank of Texas and BOK Financial®.

Formula Based

Our commercial banking team delivers personalized services to growth‑oriented businesses with exceptional expertise. We offer a wide range of financial solutions, including loans, deposits, and cash management. Leveraging a broad array of products and expert advice, we support business owners in achieving their goals, all while being backed by a robust network within the business community.

The Credit Products Underwriter I – Commercial is primarily responsible for underwriting complex financial transactions in conjunction with CPU III, IV or CRMs, including the financing of investment real estate, owner‑occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare‑related opportunities, as well as credits augmented with an SBA guarantee. The role also involves underwriting non‑complex requests independently. The Underwriter I provides product and industry expertise to clients by designing and executing solutions for complex clients.

Industries and products offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50%+) of credit requests come from prospects, requiring additional due diligence and analysis. The Underwriter I manages multiple active credit requests from various Relationship Managers and geographic locations, prioritizing and managing time effectively. Client‑facing responsibilities include providing consultation to deliver integrated solutions.

Good written and verbal communication skills are essential for interacting with Relationship Managers and BOKF personnel. The Underwriter I balances analysis, deal execution, and joint client calls with Relationship Managers to assist in generating revenue and profitability.

This team thrives on a culture of integrity, collaboration, and innovation. We believe in building and nurturing strong client relationships, ensuring every interaction is meaningful and tailored to our clients' unique needs. Our team is supportive, values your insights, and advances your career. Here, your contributions make a real impact and your professional journey is supported every step of the way.

• You will prepare financial underwriting for transactions that impact lending division profitability.
• You will conduct credit analysis independently or with senior staff based on complexity.
• You will provide recommendations on transaction structure to Relationship and Department Managers.
• You will identify and document policy exceptions while gathering key customer information.
• You will collaborate with credit approval officers to support analysis and conclusions.
• You will assist in developing new credit business through joint calls with Relationship Managers.
• You will prepare compliance reports, commitment documents, and present credit information to management.

This level of knowledge is normally acquired through completion of a Bachelor’s degree and 2+ years of credit analysis/credit products underwriting experience; or 7+ years of equivalent work‑related experience.

• Ability to clearly communicate and convey information and ideas through a variety of channels.
• Ability to leverage a network of relationships with clients, relationship managers, and peers for support in achieving both individual and organizational goals.
• General knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies.
• Excellent organizational skills and meticulous work habits.
• Ability to critically review work for…