Credit Analyst

Join to apply for the Credit Analyst role at Palm Harbor Homes

Country Place Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Credit Analyst to help grow our Originations Department. This in‑person role is in our Plano, TX office. The Credit Analyst is responsible for reviewing loan documentation and determining if loan applications and approvals meet program guidelines. The Credit Analyst will collaborate with loan officers to ensure a smooth process for borrowers whenever possible.

• Reviews loan submissions from Loan Officers and Loan Processors
• Calculates qualification ratios for loans
• Ensures loans meet program requirements
• Answers questions for Loan Officers, Lending Associates, and Loan Processors
• Reviews income, asset, property, and other documentation to ensure loan applications comply with guidelines
• Reviews surveys, title policies, and appraisals
• Understanding of home‑only lending
• Develops and maintains positive working relationship with co‑workers
• Reviews credit bureaus ensuring borrower credit meets program guidelines
• Additional tasks as requested including but not limited to training others, building process training guides, application entry, and other tasks upon request

• Strong analytical skills
• Excellent written, verbal and interpersonal communication skills
• Strong work ethic with an ability to meet deadlines while multi‑tasking
• Strong attention to detail and accuracy
• Ability to identify and resolve problems in a timely manner
• Strong organization and time management skills with the ability to multi‑task
• Effective decision‑making, customer service and problem‑solving skills
• Ability to strategize and prioritize efforts to achieve goals
• Strong research and critical thinking skills
• Good problem‑solving and decision‑making skills
• Strong interpersonal skills and ability to work well with a wide range of people
• Positive & professional demeanor
• Self‑starter with strong organizational skills
• Highly organized, consistent, and solutions focused
• Employ a strong sense of urgency and ownership in all activities
• Self‑motivated with the ability to work independently
  
  Ability to work effectively in a team environment

• Bachelor's degree required, in Marketing, Business, Accounting, Finance or Management
• 1+ years of experience in manufactured housing lending
• Working knowledge of Microsoft Office

• Competitive Salary plus bonus
• Medical/Dental/Vision Insurance
• Paid Holidays
• 401K Match
• Generous PTO
• FSA/HSA Plans
• Life /Disability/Accidental Insurance and much more!

Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Local candidates only – relocation not available.

Disclaimer:
The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Cavco Industries and Country Place Mortgage are committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.