Loan Portfolio Officer

GENERAL SUMMARY

Following established policies and procedures, the Loan Portfolio Officer is responsible for maintaining and monitoring the existing portfolio and growing / developing the client relationship. Work with the Underwriting Department to provide required information for loan underwriting on both new and renewal credits. Product types include all facets of commercial loans and construction loans.

• Under the direction of the Team Manager, maintain and monitor a loan portfolio which includes evaluating, recommending and structuring loans; monitoring quarterly financial statements, and addressing any issues; as well as recommending loan amendments and renewals based on client needs.
• Ensure compliance with Bank, regulatory and credit requirements with emphasis on quality client service.
• Prepare and review various reports such as credit underwriting documents, compliance checks, financial spreads, past due reports, tickler reports, exception reports, and pipeline reports, etc.
• Assist clients and follow up on outstanding items such as analyzing client financial statements and verifying covenant compliance.
• May assist with training of loan assistants.

$26.44 – $38.46 / hour

Pay determined based on job-related knowledge, skills, experience, and location.

This position may be eligible for a discretionary bonus.

Corporate Commercial Bank Lending,Commercial Portfolio Mgmt

• Education :
  College graduate with major in business, finance, or accounting preferred.
• Experience :
  Minimum 2 years of experience in corporate commercial lending in credit analysis or portfolio management required. Thorough knowledge of lending regulations and underwriting practices preferred.
• Skills / Ability : PC proficient. Strong verbal and written communication skills. Bilingual (English / Mandarin or Cantonese) a plus. Organized and detail oriented. Good credit knowledge of Bank’s credit underwriting policies and approval process for assigned loan. Ability to work effectively in a fast-paced, high production environment. Strong financial analysis and accounting skills.