Senior Auditor- Credit Risk Management; Hybrid

Senior Auditor – Credit Risk Management (Hybrid) at Capital One

Capital One’s Audit function is a dedicated group focused on delivering top‑quality assurance services. We’re looking for an energetic, self‑motivated Senior Auditor to audit Credit Risk Management.

• Develop engagement planning documentation for assigned areas to communicate rationale for scoping decisions, and develop audit programs to ensure adequate coverage of risks.
• Design and execute appropriate audit procedures to verify the effectiveness of internal controls. Document auditee processes and procedures, review and analyze evidence, and identify potential issues.
• Prepare clear, organized, and complete documentation to support work performed, including draft findings.
• Establish and maintain good client and team relations during engagements. Effectively communicate information and audit progress to team, clients and auditor‑in‑charge.
• Self‑prioritize and effectively plan your own work activities, managing multiple priorities and tasks across the team to deliver quality results. Proactively take on additional work to support the team when possible.
• Provide coaching, on‑the‑job training, and feedback to audit staff, including junior associates and recent hires.

• You are a critical thinker who seeks to understand the business, credit risk management, and associated control environment.
• You believe insight and objectivity are core elements to providing assurance on the effectiveness and efficiency of Capital One’s governance, risk management, and internal control processes.
• You possess a relentless focus on quality and timeliness.
• You adapt to change, embrace bold ideas, and are intellectually curious. You like to ask questions, test assumptions, and challenge conventional thinking.
• You develop influential relationships based upon shared risk objectives and trust to deliver outstanding business impact and elevate Audit’s value proposition.
• You’re a firm believer that a rich understanding of data, innovation, and technology will only make you a better auditor. This will require leveraging the power of data analytics and furthering your technical expertise.
• You’re a teacher. You do the right thing and lead by example. You have a passion for coaching and investing in the betterment of your team. You lead through change with candor and optimism.
• You create energy and an environment that fosters trust, collaboration, and belonging, making it easy to attract, hire, and retain top talent.

• Bachelor’s Degree or military experience
• At least 2 years of experience in auditing, credit risk management, financial analysis, or a combination

• Master’s Degree in Auditing, Accounting, Finance, Economics, or Business Administration
• Professional certification such as Chartered Financial Analyst (CFA) or Certified Risk Manager (CRM)
• 3+ years of experience in Credit Risk Management at a large bank or financial services organization
• Extensive experience in credit policy or underwriting from a financial institution or consulting
• A track record of decision making and problem solving based on analytics; a strong quantitative orientation matched with conceptual thinking skills

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid meaning associates will spend 3 days per week in‑person at one of our offices listed on this job posting. Fridays are enterprise‑wide virtual work days. Monday, Tuesday, Wednesday and Thursday are in‑person days for associates to spend time together working in our beautifully‑designed team areas.

Charlotte, NC: $86,000 – $98,200 for Senior Staff Auditor

McLean, VA: $94,600 – $107,900 for Senior Staff Auditor

New York, NY: $103,200 – $117,800 for Senior Staff Auditor

Plano, TX: $86,000 – $98,200 for Senior Staff Auditor

Richmond, VA: $86,000 – $98,200 for Senior Staff Auditor

This role is also eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI).

Capital One offers a comprehensive, competitive, and inclusive set of…