Credit Risk Analyst

# Live here. Play here. Bank here.
* Work here.*## If you’re looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you’ve come to the right place.#
** Get to know us:
*** We’re your local community bank—and have been since 1875—that is committed to providing
** excellent customer service
** and
** giving back
** to our communities.
* We foster a
** collaborative, inclusive
** work environment as part of a close-knit team where your
** voice is valued
** and heard.
* Our
** highly engaged employees
** are rewarded for their performance and have ample opportunities for cross-training and
** advancement within the organization**.* *
* ** The Credit Risk Analyst I will evaluate the nature and level of risk in the loan portfolio for effective recommendations to be made that will impact growth, strategy, and policy.  This position will monitor changing industry, market, and economic conditions; analyze their effect on loan losses, and partner with teammates and supervisor to make recommendations for balancing risk and growth.
*
* Essential Duties and Responsibilities:

*** Perform analyses of loan portfolio performance and trends.  Assist management in identifying emerging risks and overlapping trends.  Collaborate and communicate with peers in Credit Risk, Credit, Special Assets, and lending areas to research and quantify potential risk.
* Provide support for the loan loss reserve analysis provided to the board of directors, quarterly.  This work involves performing key financial calculations, documenting support, and helping assess model accuracy and performance.
* Assist with the production of the department’s quarterly internal (Board) and external (financial disclosures, press release) reporting.  This work includes being able to perform queries, validate data, and work within the company’s reserve software to produce final reports provided to executive management, select board committees, and the full board of directors.
* Prepare materials for internal and external audits and examinations of credit risk activities, functions, and policies, including Sarbanes Oxley (SOX) testing of internal controls.
* Provide support for executive and board meetings facilitated by Credit Risk Administration including the preparation of agenda and meeting materials, preparation and distribution of meeting minutes.
* Attend education courses and seminars to enhance job skills.
** Basic Qualifications***:
** Strong academic credentials, Bachelor’s degree or work experience equivalent
* Intermediate in Microsoft Windows, Word, Power Point, and Outlook (or similar)
* Proficient Excel capabilities
* Database experience
* Proven ability to work both independently and collaboratively
* Attention to detail
*
* Preferred Qualifications:

*** Completed coursework and/or experience with statistical modelling
* Bank experience, loan underwriting or equivalent coursework
* Understanding of banking regulations and the role of internal policies
*
* Skills and Abilities:

*** Strong organizational and analytical skills
* Clear oral and written communication
* Commitment to on-going learning, skills development, teamwork
** Supervisory

Skills:

*** This position requires effective self-management and teamwork, but no direct management/supervisory responsibilities# **                                                        **#
*** Our comprehensive total rewards package offers something for everyone!
**** Robust medical, dental, and vision insurance packages
* Generous time off, including paid federal holidays and paid day off for your birthday
* 401(k) retirement savings plan
* Tuition reimbursement, professional development, and career growth opportunities
* Employee assistance program
* Comprehensive wellness program
** Pursue
* * a career at Camden National Bank and
** apply today**.  We can't wait to hear from you!
#
** We are guided and inspired by our Core Values**:
* ** Honest and Integrity
** above all else
* ** Trust
* * built on fairness
* ** Service
* * that creates remarkable experiences
* ** Responsibility
* * to use our resources for the greater good
* ** Excellence
* * through hard…