Senior Commercial Banking Relationship Manager

Pay Range: $ - $Responsible for New Business Development activities, dealing with large, high net worth customers and complex transactions. Evaluates loan applications and assesses credit worthiness of applicant. Maintains a loan portfolio that includes gathering relevant financial data and maintaining customer relationships. Complies with bank policies, and Federal/State regulations dealing with Commercial Lending. Assists less experienced loan officers with training, consultation, and guidance.

Education and Experience:

Bachelor's degree or related experience7-10 years of Commercial Lending experience

Skills and Abilities:

Strong accounting and credit analysis background.

Strong communication skills.

Ability to attain/exceed established business goals.

Strong management and leadership skills.

Ability to use various computer programs and bank accounting system.

Strong oral and written communication skills.

Understanding of economics, general business/commercial finance and accounting.

Legal knowledge of lending practices.

Unique Job Characteristics and Requirements:

Needs to be a strong negotiator on behalf of the bank Travel less than 50%
Driver's license required

Reliable transportation required

Tasks Performed:40% - Develops a profitable relationship portfolio through New Business Development activities with relationships normally involving large customers with complex borrowing, depository and Trust needs. Maintains awareness and adherence to Bank policy as well as all Federal/State regulations affecting commercial lending.
25% - Maintains and services a loan portfolio including the timely gathering of financial data and keeping contact with customer, properly documenting borrower status through file write-ups.
20% - Evaluates loan applications by analyzing borrower capacity, financial data, industry trends, collateral position, management ability and then uses personal judgment to determine credit worthiness.
10% - Assists less experienced loan officers by providing training, advice, and guidance.
5% - Other duties as assigned.

Physical Requirements:

Communicate effectively with internal and/or external customers

Stationary 75% of the time or greater

Move objects up to a maximum of 10 lbsWhy Work at NBTAt NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community – because your success drives our success.

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CultureNBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued.

Career Development Whether you’re just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential.

Total RewardsNBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives – ensuring you feel valued every step of the way.

Business StabilityNBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. We've weathered the market's ups and downs for over 165…