Counsel - Commercial Banking Services at TD Bank Portland, ME

Counsel - Commercial Banking Services job at TD Bank. Portland, ME.

Mount Laurel, New Jersey, United States of America

40

$140,000 - $231,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Legal

The CP&S Legal Team supports Corporate Products & Services within the Commercial Bank at TD Bank, advancing business transaction banking, including deposits, payments, commercial credit cards, treasury management, merchant services and commercial digital platforms for small business, commercial and government customers. As business counsel, we enable their business strategies while managing legal risks presented in day-to-day operations. The team works closely with senior leadership, product managers, relationship managers and sales officers, vendor management, compliance and risk partners, and operations and retail teams throughout the bank.

Our legal support includes creating and updating product and service terms; supporting customer contracts and negotiations, business deposit account opening processes and channels, customer escalations, and issue remediation; reviewing processes, procedures, communications, and marketing materials; and sourcing legal advice from other teams internal to TD Legal and external law firms as needed.

• Provides consistent and sound legal advice in a clear, concise and responsive manner by taking initiative to develop legal knowledge and skill; knowing relevant substantive law, identifying legal issues; knowing the business and its products, operations, strategy, risk appetite and regulatory environment; owning the role of interpreting legal requirements through a balanced understanding of the law and business context to formulate relevant legal theories;
  
  and identifying business issues and policies related to the legal requirements, describing legal issues and options to the client
• Identifies conflict situations and brings more senior lawyers into the decision-making process as appropriate by identifying situations when actions that the business unit wants to take conflicts with TD's risk appetite and discusses with client how particular actions might be inconsistent
• Effectively contributes to and/or leads negotiations and conflict resolutions by gathering supportive information in preparation for the negotiation, understanding the dynamics of the process and displaying an effective combination of firmness, tact, patience and respect in dealing with all parties involved

• Bachelors degree required
• JD from accredited law school required
• 5+ Years of related experience
• Admission to appropriate State Bar in good standing and licensed to practice law in the State
• Basic understanding of banking/financial services operations and issues
• Ability to simplify, problem solve, multitask and work effectively against deadlines
• Integrity and high moral standards
• Strong negotiation and conflict resolution skills
• Strong legal research and analysis skills
• Detail oriented
• Must be able to apply legal knowledge to the business
• Ability to exercise sound judgment
• Excellent oral and written communication skills
• Strong teamwork and client skills
• Highly motivated
• May supervise administrative and paralegal staff and junior attorneys

• Corporate/Finance legal experience in a law firm or in-house environment
• Experience drafting and negotiating contracts, especially related to financial services or lending
• Experience with customer agreements for financial and/or digital products and services
• Familiarity with commercial or business banking preferred
• Familiarity with laws, rules, and regulations applicable to payments or banking
• Experience working in a regulated industry a plus

Never: 0%;
Occasional: 1-33%;
Frequent: 34-66%;
Continuous: 67-100%

• Domestic Travel - Occasional
• International Travel - Occasional
• Performing sedentary work - Continuous
• Performing multiple tasks - Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds - Occasional
• Sitting - Continuous
• Standing - Occasional
• Walking - Occasional