Benefits Representative, Sales

Benefits Representative (1099 Independent Contractor)

AMBA is looking for a qualified and motivated Benefits Representative to join our team across Alabama. As an independent contractor, you will build and manage your own business selling supplemental insurance solutions to retired public servants.

Location:

Alabama (statewide)

Compensation:
Commission plus bonuses

Schedule:

Self-managed with full-time effort required for success

About AMBA – For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals.

In Alabama, AMBA is the exclusive endorsed provider for the Alabama Education Retirees Association and the Alabama Retired State Employees' Association/Alabama Public Employees’, giving direct access to their members and communities.

• Proven systems with established sales processes, strong carrier relationships, and a trusted national brand.
• Leads provided through exclusive association endorsements – success requires consistent outbound calling, follow‑up, and persistence.
• Purpose‑driven work helping protect the financial security of retirees who served the public.
• Entrepreneurial independence with your own schedule. A consistent full-time effort is essential to generate income and long‑term success.
• Comprehensive support: licensing guidance, structured onboarding resources, self‑branded marketing materials, product education, sales coaching, and business planning tools.

• Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
• Educate clients through one‑on‑one consultations, seminars, webinars, and group presentations.
• Use a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement‑focused solutions like Fixed Indexed Annuities.
• Participate in ongoing training, mentorship, and business planning to continuously improve performance.

• Entrepreneurial mindset and self‑starter approach.
• Comfort with phone‑based outreach, follow‑up, and virtual appointments.
• Strong communication and relationship‑building skills.
• Commitment to providing ethical, high‑quality service.
• Life and Health insurance license or willingness to obtain one prior to onboarding.
• Motivation to grow income through a performance‑based compensation model.

• Performance‑based commissions with advanced payouts and lifetime vesting.
• No income cap. Typical first‑year earnings range from $65,000 to $80,000 for consistently active agents, with top agents earning $90,000+ in year one.
• Monthly performance bonuses and travel incentives.
• Onboarding, sales training, mentorship and access to local leadership and a dedicated Sales Support team.

Apply today to explore a partnership with AMBA and build a purpose‑driven insurance business serving retirees who rely on trusted guidance.