Senior Complaint Handler

Senior Complaint Handler

Department: Claims Management

Employment Type: Permanent - Full Time

Location: Preston

Reporting To: Suzanne Wilcock

Customer Relations & Customer Experience

Preston or Stoke | Hybrid Working

Be the Expert. Champion Fair Outcomes. Influence Positive Change.

Every complaint tells a story.

Sometimes it's a customer who feels let down. Sometimes it's an opportunity to put things right. And sometimes, it shines a light on how we can improve as a business.

We're looking for an experienced Senior Complaint Handler to join our Customer Relations team and help us deliver fair, balanced and customer-focused outcomes across complex insurance complaints.

This is more than a complaint handling role. You'll be a trusted technical specialist, supporting colleagues, driving quality standards and helping the business learn from customer feedback. Working at the heart of our customer experience function, you'll play a key role in ensuring we meet the highest standards of regulatory compliance whilst always doing the right thing for our customers.

If you're passionate about customer advocacy, regulatory excellence and making a real difference, we'd love to hear from you.

#INDUKI

As a Senior Complaint Handler, you'll manage complex, high-risk and escalated complaints from investigation through to resolution.

You’ll use your technical expertise and regulatory knowledge to make fair, evidence-based decisions while ensuring every customer receives the consideration, empathy and support they deserve.

Alongside your own caseload, you'll act as a technical mentor within the team, providing guidance, sharing best practice and contributing to continuous improvement initiatives that enhance the customer experience and reduce future complaints.

Your insight and expertise will help shape how we deliver better outcomes for both customers and the business.

What You’ll Be Doing

• Manage a portfolio of complex, sensitive and high-profile complaints across a range of insurance products and services.
• Conduct detailed investigations using policy documentation, claim files, call recordings, correspondence and supporting evidence.
• Identify all complaint elements and assess evidence objectively to establish fair and reasonable outcomes.
• Draft clear, well-reasoned and customer-friendly complaint responses.
• Calculate and recommend appropriate compensation, redress and remedial actions where required.
• Ensure complaints are resolved within FCA and business timescales.
• Represent the business during Financial Ombudsman Service investigations and referrals.

• Put customers at the centre of decision making whilst balancing regulatory and commercial considerations.
• Assess customer vulnerability, distress, inconvenience and individual circumstances.
• Ensure complaints are handled with empathy, professionalism and integrity.
• Support the delivery of consistently fair and positive customer outcomes.

• Serve as a subject matter expert for complex complaint investigations and regulatory interpretation.
• Provide coaching and support to Complaint Handlers on investigation techniques, decision making and complaint writing.
• Share knowledge and best practice to improve capability and consistency across the team.
• Support quality assurance reviews and calibration exercises.
• Assist management teams in developing colleague knowledge and competency.

You’ll be responsible for applying and interpreting:

• FCA Complaint Handling Requirements
• DISP Rules
• Consumer Duty Principles
• Financial Ombudsman Service approaches and expectations
• Insurance industry best practice
• Vulnerability guidance and customer outcome frameworks

You’ll also identify potential conduct, compliance or operational risks and ensure appropriate escalation where required.

• Analyse complaint data, trends and emerging themes.
• Conduct root cause analysis to identify opportunities for business improvement.
• Make recommendations that improve customer experience and reduce repeat complaints.
• Support initiatives aimed at reducing complaint volumes and Financial Ombudsman referrals.
• Help create a culture where customer feedback drives positive change.

• Significant…