UHNW Lending Portfolio Management - Liquid Products Vice President

UHNW Lending Portfolio Management - Liquid Products Vice President

Morgan Stanley – New York, NY

Experienced credit professional with an ability to manage a portfolio of complex and highly structured loans. The role involves overseeing loan modifications, renewals, and annual reviews of existing credit facilities within a diverse portfolio of Securities Based Loans (SBL) and Life Insurance Loans. Collaborate with Lending Transactors, Credit Risk Managers, and other stakeholders to ensure portfolio risk control and reporting.

• Managing modifications, renewals, and annual reviews of existing credit facilities within a diverse portfolio of SBL and Life Insurance Loans.
• Performing credit analyses covering financial statements and collateral and review of loan documents.
• Producing high quality credit memoranda outlining transaction structure, analysis results, and evaluation of strengths and risks for Credit Risk Managers’ review and approval.
• Running point on loan modifications to existing credit facilities in partnership with Lending Transactors and Credit Professionals.
• Continuously monitoring financial condition and performance of loan parties, covenant compliance, and collateral valuations; communicating results to business unit and management.
• Valuing collateral to advise on margin calls and working with the Business, Operations, FA teams and Clients to resolve.
• Tracking developments in the capital markets, macro‑economic and geopolitical events to keep abreast of potential impact on the financial conditions of loan parties.
• Timely amending loan classifications/risk ratings and performing impairment analysis when necessary.
• Partnering with Lending Transactors and Credit Professionals in transition of loans to Asset Management.
• Working with all relevant parties including Clients, Financial Advisors, Private Bankers, Loan Operations, Compliance and Legal teams throughout the loans’ lifecycle.
• Ensuring portfolio data integrity within internal systems.
• Ensuring accurate and timely updates of loan portfolio metrics/reports.
• Assisting with the build out and continuous improvement of the asset management processes and procedures within Tailored Lending.

• Bachelor’s degree required.
• Minimum 5–7 years of lending and credit experience in private bank, investment bank, and/or commercial bank.
• Experience in accounting and finance.
• Detail oriented with exceptional analytical skills and ability to understand complex financial statements and loan structures.
• Experience with troubled debt restructuring and non‑accrual loans a plus.
• High level of focus on work quality and attention to detail.
• Excellent oral and written communication skills and ability to interact with individuals on all levels.
• Ability to meet deadlines and multi‑task in a fast‑paced environment.
• Ability to collaborate effectively with related parties across the firm.

We are committed to maintaining the first‑class service and high standards of excellence that have defined Morgan Stanley for over 89 years. Our values – putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back – guide the decisions we make every day. You will work in an environment where you are supported and empowered, and will have ample opportunity for career growth and development.

Expected base pay ranges between $110,000 and $190,000 per year at commencement, with additional compensation components such as commission earnings, incentive compensation, discretionary bonuses, and other benefits.

Morgan Stanley is an equal‑opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). We provide equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, gender identity or expression, sexual orientation, national origin, citizenship, disability, marital status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.