Bilingual Underwriter

Haventree Bank is a Schedule I Canadian bank dedicated to advancing financial security and upward mobility for Canadians underserved by traditional financial services. Through our broker-distributed alternative mortgage and GIC solutions, as well as our growing digital banking platform, we provide straightforward products that support long‑term financial well‑being and meaningful growth.

As a CDIC‑insured, federally regulated bank, we offer the trust and stability of a traditional financial institution while embracing the innovation and customer‑first mindset of a modern digital bank.

If you're looking for a place where your work has a direct impact, your ideas are valued, and innovation is encouraged, Haventree Bank is the place for you.

Reporting to the Director Mortgage Originations, the Mortgage Underwriter is responsible for recommending customer’s mortgage applications. Including in-depth analysis of document review and managing loan from application to completion stage.

• Effective “pipeline management” to ensure documentation is received on time.
• Assesses up to 4 mortgage applications per day. Evaluating broker’s documentation and recommending/approving mortgage applications by assessing the 5 C’s of credit including credit, capacity, capital, character and collateral within established HTB guidelines.
• Fulfills all conditions required and communicates remaining conditions with the brokers within SLA.
• Provides excellent customer service, including efficient turnaround time to brokers, while building and maintaining positive working relationships.
• Works in collaboration with the Originations unit to ensure targets are being met and exceeded.
• Stays informed of the latest industry knowledge including: B20, AML (Anti‑Money Laundering) and KYC (Know Your Customer) legislation.

The position requires a university degree or equivalent experience.

• The position requires at least 3 years experience underwriting in the residential mortgage lending industry, preferably in the “Near prime and Alt B” business.
• A strong understanding of residential mortgage review, regulatory legislation (B20, AML and KYC) and the proven ability to make sound underwriting decisions.
• Proven ability to clearly communicate with mortgage brokers; maintain successful relationships that include negotiation and sales skills.
• Strong organization, time management and multi‑tasking skills.
• Comfortable using Microsoft Outlook, Excel, Word, underwriting and servicing software platforms or Delta 360.
• Bilingualism in written and spoken French is mandatory

While we thank everyone for their interest in Haventree Bank, please note that only candidates selected for an interview will be contacted. Haventree Bank is committed to providing accommodation when needed. If you require an accommodation, we will work with you to meet your needs.

• Haventree Bank embraces equal opportunity, diversity, and inclusion. Please let us know if you require any accommodations during the recruitment and selection process by contacting ac