Commercial Lender

Company Description State Street Bank is an employee-owned community bank that has served Quincy, IL and surrounding communities since 1890. Employing approximately 70 team members, the bank supports the local economy by providing loans to individuals and businesses in the neighborhoods where team members live and work, helping to keep the region vibrant and growing. The Bank offers a broad range of banking services at it's three financial centers in Quincy and Payson;

and emphasizes personalized service, community involvement, and long-term relationships with customers. Visit our website to learn more at

Role Description The Commercial Lender is responsible for originating, underwriting, and managing commercial loan relationships with clients in Quincy, IL and the surrounding areas. This full-time, on-site role involves meeting with prospective and current customers, analyzing financial information, preparing loan proposals, and structuring credit solutions that align with bank policies and regulatory requirements. The Commercial Lender will also provide back-up support to the Ag Lender.

The Commercial Lender will monitor loan performance, manage portfolios, and proactively identify opportunities to deepen relationships through additional banking products and services. Day-to-day activities include collaborating with internal credit and operations teams, ensuring timely documentation and closing of loans, and maintaining high standards of customer service. The role also includes participating in local networking and community events to build visibility and support the bank’s mission as a community-focused financial institution.

Qualifications

• Strong underwriting and credit analysis skills, including the ability to evaluate financial statements and assess risk.
• Experience with commercial loans and finance, including structuring and managing business credit facilities.
• Knowledge of SBA lending programs and related guidelines is preferred.
• Commitment to delivering excellent customer service and building long-term client relationships.
• Bachelor’s degree in finance, business, accounting, or related field, or equivalent professional experience.
• Familiarity with banking regulations, loan documentation, and portfolio management best practices.
• Effective communication, negotiation, and interpersonal skills, with the ability to work collaboratively across teams.
• Demonstrated integrity, sound judgment, and attention to detail in a financial services environment.

Depending on candidate knowledge, skills, qualifications, et. the entry level annual salary is $100,000. There is an additional 12% bonus potential.