Specialty Finance Underwriting Portfolio Manager

Specialty Finance Underwriting Portfolio Manager 2

Primary Office

Location:

626 Washington Place, Pittsburgh, Pennsylvania, 15219.

Position Title: Specialty Finance Underwriting Portfolio Manager 2

Business Unit: Credit

Reports to: Specialty Finance Underwriting Portfolio Manager Team Leader

Responsible for managing a designated Commercial loan portfolio supporting Asset Based Lending, Equipment Finance, Debt Capital Markets portfolios, and Counter Party analysis, including portfolio management, credit underwriting, and ensuring compliance with bank and regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management metrics for portfolio under purview. Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability.

Act as a mentor to junior team members. The incumbent typically works on loans/portfolios of medium complexity as the incumbent’s work requires some oversight.

• Underwrite, monitor, and analyze assigned Commercial portfolio, ensuring risks identified timely and maintaining a high degree of accuracy and quality underwriting.
• Lead complex transactions, including syndications, multi-level capital structures, and/or ABL, Equipment Finance relationships while demonstrating excellent communication skills to voice opinions and make recommendations regarding credit structure, risk, appropriate risk ratings and policy compliance.
• Monitor and ensure assigned portfolio is within acceptable tolerances and published KPIs/KRIs.
• Assist Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability; optimize customer relationships directly with Relationship Managers.
• Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of policy exceptions, and appropriate underwriting stress analysis of credits underwritten.
• Work with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
• Act as a mentor to junior Underwriting Portfolio Managers.
• Effectively present proposed credit actions in written analysis documents and verbally to committees and meetings.
• Perform other related duties and projects as assigned.
• All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.

Minimum Level of

Education Required:

BA or BS

Minimum # of Years of Job Related Experience

Required:

3

Skills Required:

• Excellent project management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical and interpersonal skills
• Excellent customer service skills
• Ability to use a personal computer and job-related software
• MS Word - Basic Level
• MS Excel - Intermediate Level
• MS PowerPoint - Basic Level
• Knowledge of a wide range of Commercial lending and underwriting practices, and banking practices, specifically ABL, Equipment Finance, and Capital Markets lines of business

Licenses/Certifications

Required:

N/A

Physical Requirements Or Work Conditions Beyond Traditional Office Work: Travel may be required on occasion

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Finance and Sales

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements.

FNB provides all applicants and employees a discrimination and harassment free workplace.