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Senior Software Engineer, Backend; Loans Platform

Job in Raleigh, Wake County, North Carolina, 27601, USA
Listing for: Affirm
Full Time position
Listed on 2025-10-08
Job specializations:
  • Software Development
    Software Engineer, Senior Developer, Full Stack Developer, Backend Developer
Salary/Wage Range or Industry Benchmark: 190000 - 240000 USD Yearly USD 190000.00 240000.00 YEAR
Job Description & How to Apply Below
Position: Senior Software Engineer, Backend (Loans Platform)

Overview

Senior Software Engineer, Backend (Loans Platform)  are looking for a Senior Software Engineer for the Loans Platform team, responsible for Affirm’s core loans products. You will guide the team to scale the product, add new features, and work cross-functionally with product and engineering teams to support growth.

What You'll Do
  • Own and deliver quarterly goals for your team, leading engineers through ambiguity to solve open-ended problems, and support delivery.
  • Collaborate with product management, design, and analytics during the product development lifecycle, articulating technical constraints and balancing risks and trade-offs.
  • Identify and advocate for project, process, technology, or business issues and lead efforts to resolve them.
  • Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and contributing to on-call efforts.
  • Foster a culture of quality and ownership by establishing and promoting code review and design standards beyond your team through writing and tech talks.
  • Develop talent on your team by providing feedback and guidance and leading by example.
What We Look For
  • 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
  • Track record of developing highly available distributed systems using AWS, MySQL, and Kubernetes.
  • Experience defining a technical plan for delivering a significant feature or system component with an elegant, simple, and extensible design; high-quality, understandable code.
  • Ability to make significant changes in a large codebase and develop tools and practices to do so safely.
  • Ownership mindset with proactive feedback from peers, managers, and stakeholders.
  • Strong verbal and written communication skills supporting collaboration with a global engineering team.
  • Equivalents: practical experience or a Bachelor’s degree in a related field.
Compensation & Benefits

Base pay is part of a total compensation package that may include equity rewards, stipends for health, wellness, and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and dependents).

USA base pay ranges:
California, Washington, New York, New Jersey, Connecticut: $190,000 - $240,000 per year. All other U.S. states: $169,000 - $219,000 per year.

Pay Grade - N;
Equity Grade - 8.

  • Flexible Spending Wallets for tech, food, and lifestyle
  • Away Days – wellness days to take off work and recharge
  • Learning & Development programs
  • Parental benefits
  • Employee Resource & Community Groups
Location & Remote Policy

LI-Remote. Affirm is a remote-first company. Most roles are remote within the country of employment. Some roles may require office presence depending on responsibilities.

Benefits

We offer competitive benefits anchored to our core value of putting people first. Highlights include:

  • Health care coverage – Affirm covers all premiums for you and your dependents
  • Flexible Spending Wallets with stipends for technology, food, lifestyle, and family forming expenses
  • Time off – vacation and holiday schedules to rest and recharge
  • ESPP – Employee stock purchase plan

We are committed to an inclusive interview experience. Reasonable accommodations are available upon request during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Affirm will consider qualified applicants with arrest and conviction records in accordance with local fair chance laws.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and give consent to the collection, processing, use, and storage of your personal information as described therein.

Seniority level
  • Mid-Senior level
Employment type
  • Full-time
Job function
  • Engineering and Information Technology

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Position Requirements
10+ Years work experience
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