Senior Credit Underwriter; Asset Finance

We are looking for someone to assess the credit and risk profiles of customers within the asset finance lending market.

You would ascertain the acceptability of proposals and provide recommendations or alternative solutions where appropriate to satisfy customer needs and meet our business goals.

You would ensure that all recommendations for lending sanctions are compliant with the Bank’s policies and regulatory policies.

If you have previous experience as a Credit Underwriter working in commercial Asset Finance then we would love to hear from you!

For this role you will need the following skills and experience:

• ACIV or equivalent Banking qualification
• A wide knowledge of the commercial environment and sector specialism including Asset Finance and Classic, Vintage and Sports Cars
• The ability to interpret and implement relevant guidance, ensuring compliance and due regard is paid to the interests of customers and customers are treated fairly
• Knowledge of the relevant rules under the financial services acts
• Knowledge of financial management and wider management principles and techniques
• Excellent oral / written communication skills and organisational skills
• A good level of financial and commercial awareness
• Knowledge of Conduct Risk and Treating Customers Fairly requirements relevant to credit operations

• 10% employer pension contributions
• Bonus Scheme
• Hybrid working policy as standard and other flexible working options welcomed
• Private Medical Insurance including optical and dental cover from day one
• Life Cover at 4x salary from day one
• Income Protection cover
• Salary Sacrifice Cycle to Work Scheme
• Salary Sacrifice Electric Car Scheme
• Interest-free personal loans for various purposes
• Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
• Enhanced Maternity and Paternity Pay policies
• Various learning and development opportunities available
• Free tea, coffee and milk
• Christmas and summer parties
• A Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more …

Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records.

If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS).

For a full job description, please email