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Business Analyst

Job in Reading, Berkshire, RG1, England, UK
Listing for: Q1 Technologies, Inc.
Full Time position
Listed on 2026-10-29
Job specializations:
  • IT/Tech
    Business Systems & Technology Analysis, Data Analyst, FinTech, IT Business Analyst
Salary/Wage Range or Industry Benchmark: 55000 - 75000 GBP Yearly GBP 55000.00 75000.00 YEAR
Job Description & How to Apply Below

We are looking for a Payments Business Analyst with strong understanding of payment processing, ledgering, messaging standards and data. The role requires someone who can translate payment flows and business requirements into clear functional/data specifications, while being comfortable working directly with databases and Databricks to perform data analysis and validation.

Key Responsibilities
  • Strong understanding of end-to-end Payments processing
    , including payment lifecycle, clearing, settlement and ledger/bookkeeping flows.
  • Good knowledge of ISO 20022, SEPA and payment messaging formats
    , including mapping between different message/data structures.
  • Understand ledgering/posting concepts and trace transactions across payment and accounting systems.
  • Connect to databases and Databricks and independently query data using SQL for analysis and investigation.
  • Perform data validation and reconciliation across source, intermediate and target systems.
  • Analyse existing data models, database tables, APIs/messages and define appropriate source-to-target mappings
    .
  • Create detailed functional specifications, data mappings, field-level rules and acceptance criteria
    .
  • Work closely with Product, Engineering and QA teams to translate business requirements into implementable technical specifications.
  • Support AI and specification-driven development
    , helping create structured requirements/specifications that can be consumed effectively by AI-assisted engineering processes.
  • Analyse defects and production issues through data interrogation and transaction tracing
    .
  • Perform/support functional, data and integration testing
    , including validation of payment messages and ledger entries.
  • Support developers and testers during implementation, testing and production validation.
Key Skills
Must Have
  • Payments Business Analysis
  • Payments lifecycle & transaction processing
  • Ledgering / accounting postings
  • ISO 20022
  • SEPA
  • Payment messaging formats
  • Databricks / data analysis
  • Source-to-target mapping
  • Functional & data specifications
  • Requirement analysis and acceptance criteria
Good to Have
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