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Direct Portfolio UW Lead

Job in Reigate, Surrey County, RH2, England, UK
Listing for: Ageas
Full Time position
Listed on 2026-09-03
Job specializations:
  • Insurance
    Risk Manager/Analyst, Underwriter
Salary/Wage Range or Industry Benchmark: 54000 - 80000 GBP Yearly GBP 54000.00 80000.00 YEAR
Job Description & How to Apply Below
Position: Direct Home Portfolio UW Lead

Job Title: Direct Home Portfolio Underwriting Lead

Target

Start Date:

ASAP

Contract Type: Permanent

Salary Range: £54,000 - £80,000

Location: Any officer with ad-hoc travel to Reigate

Work Level: WL4

Closing Date for applications: 4th September

Hiring Manager: Charlotte Fielding

Direct Home Portfolio Underwriting Lead:

We're looking for a Direct Home Portfolio Underwriting Leadto join our Home Underwriting team. This is an exciting opportunity for someone who combines strong underwriting expertise with commercial thinking and apassion for delivering great customer outcomes.
In this role, you'll help steer the performance of our Direct Home portfolio across some of the UK's best-known insurance brands,including esure, Sheilas' Wheels, Saga, RIAS and Ageas. You'll work closely with teams across Pricing, Marketing, Distribution, Claims, Fraud and Productto make sure we continue to grow sustainably while offering competitiveproducts that meet customers' needs.

Main Responsibilities:
  • Monitorportfolio performance and identify opportunities and risks.
  • Helpshape underwriting strategy, risk appetite and growth plans.
  • Provideunderwriting input into pricing, footprint and channel decisions.
  • Partner with Pricing, Marketing, Distribution, Claims and Fraud teams.
  • Keeptrack of market trends, competitor activity and customer behaviour.
  • Drivedata-led insights to support trading and portfolio performance.
  • Present recommendations and performance insights to senior stakeholders.
  • Lead,coach and develop a small underwriting team.
Skills and experience:
  • Experience managing and analysing Home Insurance portfolios.
  • Strong understanding of underwriting, pricing and portfolio performance.
  • Commercialmindset with the confidence to influence decisions.
  • Knowledge of direct, digital and price comparison website channels.
  • Strong analytical and problem-solving skills.
  • Good understanding of the UK Home Insurance market and regulatory environment.
  • Excellent communication and stakeholder management skills.
  • Previous people leadership or team management experience.

To find out more about this role and for information please contact Courtney Harrison or Mark Rhodes.

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