Sr. Risk Associate, Commercial Fraud Risk

Sr. Risk Associate, Commercial Fraud Risk

The Commercial Fraud Strategy team plays the crucial role of protecting Capital One's Commercial Banking clients from fraud in an ever changing environment. This team oversees the development and implementation of strategies, tools, and technologies to balance customer experience with fraud risks and losses.

As a Senior Risk Associate at Capital One Commercial Bank you'll be responsible for working to identify risks, design policies and procedures that mitigate fraud, and work on projects that directly impact associates and clients. You will be part of the "1st line" of defense ensuring our Company remains stable and profitable, and meets its commitments to clients and regulators. You will have the opportunity to work with stakeholders across multiple levels to create and implement innovative solutions that prevent fraud.

Strong problem solving, integrative thinking, prioritization, and analytical skills are essential for success in this role. Additionally, building win‑win partnerships with multiple business stakeholders and across Commercial Bank while adapting to change in a fast paced environment are key for this role.

• Document and develop fraud controls
• Conduct risk assessments across multiple stakeholder groups
• Support fraud mitigation efforts through project management activities
• Ensure processes comply with Enterprise Standards and are well documented
• Support the team preparation for audits, exams, and assessments
• Participate in applicable Central, or Enterprise‑wide forums

• Bachelor's degree or military experience
• At least 2 years of Fraud, Risk, or Audit experience

• At least 2 years of experience in Fraud Risk Management, Audit or Operations covering a Commercial Operations business
• Strong analytical skills and an ability to work effectively in a team environment to meet tight deadlines

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $94,600 - $107,900 for Sr. Risk Associate

Richmond, VA: $86,000 - $98,200 for Sr. Risk Associate

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Learn more at the Capital One Careers website. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days. No agencies please.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace.

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law;
San Francisco, California Police Code Article 49, Sections 4901‑4920;
New York City's Fair Chance Act;
Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background…