Technical Lead - Non-Prime Installment Loan

Technical Lead - Non-Prime Installment Loan

Koalafi is seeking a hands‑on Tech Lead to lead the engineering efforts for our non‑prime installment loan product. This is a greenfield initiative where you’ll drive the technical strategy and integration of Koalafi systems with a third‑party loan servicing platform.

Core responsibilities include:

• Integrating with external servicing APIs
• Identifying and driving changes to existing internal systems and APIs
• Delivering a seamless, compliant, and scalable customer experience

This role offers the opportunity to build a mission‑critical capability from the ground up and partner cross‑functionally across Product, Risk, Compliance, and Operations. You’ll remain hands‑on in design and delivery while mentoring engineers and shaping technical direction.

• Define and own the technical roadmap for integrating Koalafi systems with a third‑party loan servicing platform
• Design and implement scalable, secure, and auditable services to support loan servicing, payments, and customer communications
• Guide system design and maintain code quality across the integration stack
• Build microservices and event‑driven workflows to bridge internal systems with external platforms

• Partner with Product, Risk, and Compliance teams to translate requirements into technical implementations
• Provide architecture guidance and technical mentorship to engineers
• Foster a team culture grounded in ownership, collaboration, and engineering excellence

• Ensure observability and monitoring are built into all integration points
• Implement strategies for audit logging, data reconciliation, and versioned integrations
• Leverage AI development tools to enhance team velocity and consistency
• Drive consistency with Koalafi’s architectural standards and modernization strategy

• 5+ years of professional software engineering experience, with at least 1 year in a technical leadership role
• Proven experience integrating with third‑party platforms (bonus if financial/servicing‑related)
• Strong backend development skills, preferably in Golang
• Experience with:
  • REST/Graph
    
    QL APIs
  • AWS infrastructure
  • Knowledge of system reliability, observability, and integration test strategies
  • Ability to communicate technical decisions clearly and align engineering work to business outcomes

• Experience in fintech, loan servicing, or payments
• Familiarity with platforms like Loan Pro, Amount, Peach, or other financial infrastructure providers

A career at Koalafi means opportunities to tackle exciting challenges every single day. We take pride in a culture of innovation, trust, and ownership. You'll step outside your comfort zone, build meaningful relationships, and take charge of projects that help people get the things they need most.

• Comprehensive medical, dental, and vision coverage
• 20 PTO days + 11 paid holidays
• 401(k) retirement with company matching
• Commuter assistance
• Parental leave (maternal + paternal)
• Inclusion and Associate Engagement Programs

• We focus on what’s most important
• We set clear expectations and deliver
• We embrace challenges to reach our full potential
• We ask, “How can this be better?”
• We move fast together