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Credit Manager TN

Job in Ripley, Lauderdale County, Tennessee, 38063, USA
Listing for: Farmers Home Furniture
Full Time position
Listed on 2025-12-07
Job specializations:
  • Finance & Banking
  • Sales
Salary/Wage Range or Industry Benchmark: 60000 - 80000 USD Yearly USD 60000.00 80000.00 YEAR
Job Description & How to Apply Below

Overview

The Credit Manager will be responsible for approving or declining and issuing lines of credit to customers; conducting credit investigations, ensuring customers with delinquent accounts are contacted and proper collections procedures are followed. Helps process credit applications in store or over the phone, take payments on accounts and types sales contracts. Conducts daily collection calls to customers with payments due or to customers with past due accounts via telephone and home visits as needed.

Responsibilities
  • Approve or decline and issue lines of credit to customers
  • Conduct credit investigations
  • Contact customers with delinquent accounts and follow proper collections procedures
  • Process credit applications in-store or over the phone
  • Take payments on accounts and process types of sales contracts
  • Make daily collection calls to customers with payments due or past-due accounts; perform home visits as needed
Skills
  • Excellent verbal and written communication
  • Basic reading, numerical reasoning and comprehension skills
  • Strong listening ability
  • Ability to complete paperwork accurately, neatly and efficiently
  • Good organization skills
  • Ability to work a variable hour schedule
Qualifications
  • High School Diploma or equivalent
  • Valid Driver's License
  • Job requires "F" Endorsement; must provide proof of "F Endorsement"
Employee Benefits
  • Employee Stock Ownership Plan (ESOP)
  • 401K Plan with Employer Matching Funds
  • Group Medical, Dental and Life Insurance
  • Annual Paid Vacation
  • Additional Voluntary Insurance Programs Available
  • Paid Holidays, including the Employee's Birthday
  • Employee Purchase Discounts
  • Ongoing Training Programs
  • Benefit offerings for positions other than Full-Time may vary
Licenses & Certifications

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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