Principal Auditor; Experienced Senior Auditor), Global Network; Hybrid

Principal Auditor (Experienced Senior Auditor) – Global Payment Network (Hybrid)

Capital One’s Audit function is a dedicated group of professionals focused on delivering top‑quality assurance services to the organization’s Audit Committee. Auditors are experienced, well‑trained and credentialed, operating within a collaborative, agile environment to deliver value‑added opinions and recommendations. The audit vision is to provide high value, independent, proactive insights, to innovate with technology, and to be a top‑notch talent destination, creating a dynamic and challenging atmosphere for both personal growth and professional opportunity.

Capital One is seeking an energetic, self‑motivated Principal Auditor interested in becoming part of our Audit team, with a specific focus on the Global Payment Network, platforms, technologies and related operations (e.g., credit/debit processing, digital payments, acquiring, servicing domestic/abroad, settlement operations). We are seeking a candidate that has demonstrated knowledge of payments network operations and ecosystem related risks, as well as risk management and regulatory expectations for a large financial institution.

This role will be hired as a Capital One associate with a near‑term focus on audit execution and delivery for Discover Financial Services as part of our integration effort.

• Plan, perform, and lead large/complex audits at the enterprise level as well as other diverse lines of business and specialty areas.
• Perform risk assessments of business activities, potential exposures and materiality of loss.
• Design and perform audit procedures, including identifying and defining issues, reviewing and analyzing evidence, and documenting processes.
• Leverage available data and analytical tools during the planning, fieldwork, and reporting phases of audit delivery.
• Effectively review and compile relevant, material findings and recommendations into readable and concise audit reports.
• Communicate the results of audit projects to management via written reports and compelling oral presentations.
• Provide significant input into the development of the annual audit plan.
• Design and execute internal control testing for standardized operations of moderate complexity with more than one component, including finance, IT, compliance, credit, security.
• Provide risk management advice and counsel to business leadership on best practices.
• Establish and maintain good working relationships with line management and auditees during engagements.
• Manage audit work and project resources during audit engagements, providing feedback on work performed to junior auditors, as appropriate.

• You adapt to change, embrace bold ideas, and are intellectually curious. You like to ask questions, test assumptions, and challenge conventional thinking.
• You develop influential relationships based upon shared risk objectives and trust to deliver outstanding business impact and elevate Audit’s value proposition.
• You are a firm believer that a rich understanding of data, innovation, and technology will only make you a better auditor. This will require leveraging the power of data analytics and furthering your technical expertise.
• You are a teacher. You do the right thing and lead by example. You have a passion for coaching and investing in the betterment of your team. You lead through change with candor and optimism.
• You create energy and an environment that fosters trust, collaboration, and belonging, making it easy to attract, hire, and retain top talent.

The associate will be expected to travel an average of 10‑15% of the time.

• Bachelor’s Degree or military experience
• At least 3 years of experience in internal or external auditing, accounting, financial analysis, information systems, compliance, risk management or a combination
• At least 3 years of experience in global payment network operations and banking or financial services, or a combination

• Bachelor’s Degree in Accounting, Finance, Economics, Business Administration, or Information Systems
• 2+ years of experience leading audits and performing the…