Principal Data Analyst - Credit Risk and Innovation

Principal Data Analyst – Credit Risk and Innovation

At Capital One, data is at the center of everything we do. When we launched as a startup we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

As a Data Analyst at Capital One you will leverage analytic and technical skills to innovate, build, and maintain well-managed data solutions and capabilities to tackle business problems. In Capital One's Credit Review, we provide independent and objective assurance relative to credit risk management. You will partner with best-in-class credit reviewers, data scientists, product managers and engineers to innovate solutions that directly impact the company's bottom line in a meaningful way.

You will do it all in a collaborative environment that values your insight, encourages you to take on new responsibilities, promotes continuous learning, and rewards innovation.

On any given day you will be challenged on three types of work - Innovation, Business Intelligence and Data Management:

• Use Open Source/Digital technologies to mine complex, voluminous, and different varieties of data sources and platforms
• Build well-managed data solutions, tools, and capabilities to enable self-service frameworks for data consumers
• Demonstrate ability to explore and quickly grasp new technologies to progress varied initiatives

• Partner with the business to provide consultancy and translate the business needs to design and develop tools, techniques, metrics, and dashboards for insights and data visualization
• Drive analysis that provides meaningful insights on business strategies

• Drive an understanding and adherence to the principles of data quality management including metadata, lineage, and business definitions
• Work collaboratively with appropriate Tech teams to manage security mechanisms and data access governance
• Build and execute tools to monitor and report on data quality

• Degree specialized in a Science, Technology, Engineering, Mathematics discipline
• Scripting experience in (Python, R, Spark, and SQL)
• Strong desire and experience with data in various forms (data warehouses/SQL, unstructured data)
• Experience utilizing and developing within AWS services

• Currently has, or is in the process of obtaining a Bachelor's Degree plus at least 5 years of experience in data analytics, or currently has, or is in the process of obtaining a Master's Degree plus at least 3 years in data analytics, or currently has, or is in the process of obtaining a PhD with an expectation that required degree will be obtained on or before the scheduled start date.
• At least 3 years of experience in at least one scripting language
• At least 1 year of experience utilizing a business intelligence visualization tool
• At least 3 years of experience in querying and analyzing and working with data languages and platforms

• Master's Degree in a Science, Technology, Engineering, Mathematics discipline
• At least 4 years of experience coding in Python, R, Spark, or SQL
• At least 4 years of experience working within process management and improvement methodologies - Agile, Lean, Six Sigma, etc.
• At least 2 years of experience utilizing and developing within AWS services
• At least 2 years of experience delivering Data Governance and Data Quality Management concepts and practices within the financial services industry

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

This role is Hybrid
, with associates expected to consistently spend three days per week in the office.

McLean, VA: $127,500 - $145,500 for Principal Data Analyst

Richmond, VA: $115,900 - $132,200 for Principal Data Analyst

Riverwoods, IL: $115,900 - $132,200 for Principal Data Analyst

Chicago, IL: $115,900 - $132,200 for Principal Data Analyst

Candidates hired…