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Senior Product Manager

Job in Riyadh, Riyadh Region, Saudi Arabia
Listing for: Toptal
Full Time position
Listed on 2026-10-22
Job specializations:
  • Business
    Banking & Finance
  • Finance & Banking
    Banking & Finance, FinTech
Salary/Wage Range or Industry Benchmark: 900000 - 1100000 SAR Yearly SAR 900000.00 1100000.00 YEAR
Job Description & How to Apply Below

A fast-growing digital bank in Saudi Arabia is expanding its card business into point-of-sale acquiring, and we’re looking for a senior product leader to drive it. The bank started as a digital wallet and has grown into a full branchless bank, with a large prepaid card base and newly launched credit and debit products. Its eCommerce acquiring business is already live.

The next step is physical merchant acceptance.

This is a build role, not an optimization role. You’ll help design the products, processes, and commercial structures behind POS acquiring in an environment that is still taking shape, and you’ll bring a senior, outside perspective to an existing in-house team.

What You’ll Do
  • Lead the expansion of the acquiring business into point-of-sale acceptance
  • Define and stand up merchant sign-up, onboarding, and enablement for physical card acceptance
  • Shape the product, operational, and commercial structures behind a still-maturing acquiring business
  • Work alongside the bank’s in-house acquiring and product teams, adding senior-level direction and experience
  • Drive execution against core outcomes: merchant growth, negotiated rates, revenue, and speed to market
  • Bring a clear point of view on acquiring strategy and execution in the KSA and wider GCC market
What You Bring
  • Hands-on experience running an acquiring business that includes a point-of-sale component
  • Senior-level product management experience in banking, fintech, or payments
  • Deep expertise in both POS and eCommerce acquiring
  • A track record of building or scaling products and processes in a new or evolving operating environment
  • A strong understanding of digital-first, branchless banking models
  • The ability to set commercial and execution priorities tied to merchant acquisition and revenue
  • Direct experience in the Saudi (KSA) payments or banking market
Nice to Have
  • A traditional banking background, paired with a clear perspective on how a digital bank should operate differently
  • Familiarity with local scheme and regulatory context, such as mada and SAMA requirements
Position Requirements
10+ Years work experience
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