Credit Analyst

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The Credit and Collection Analyst will be responsible for reviewing client credit profiles to assess credit limits, risk levels, and payment terms.

• Review client credit profiles to assess credit limits, risk levels, and payment terms.
• Analyse Arabic credit reports, notarized contracts, and legal documents.
• Monitor and track overdue accounts across assigned regions; implement collection strategies.
• Collaborate with Sales, Legal, and Finance teams to evaluate receivables risk and issue credit recommendations.
• Prepare and maintain reports on overdue accounts and high-risk clients.
• Support legal recovery efforts through promissory notes, notarization, and litigation when necessary.
• Conduct regular reassessments of client creditworthiness to ensure ongoing risk control.
• Regular visit to customer sites to assess customer Credit Worthiness and collections and resolve disputes.
• Send the required report to all stakeholders as per requirements. Work closely with internal departments, including Marketing, Operations, Parts, Service, HR, Finance, Warehouse, and Logistics, to ensure seamless coordination.
• Undertake additional job roll-related tasks as necessary to support the company's mission and operations.
• Carry out additional tasks as requested by management.

• Excellent negotiation and communication skills.
• Strong analytical and problem-solving abilities.
• Attention to detail and accuracy in financial reporting.
• Ability to work under pressure and manage multiple accounts effectively.
• Knowledge of local financial regulations and credit risk management best practices.
• Proactive and results-driven approach to debt recovery.
• Reduction in overdue receivables and bad debt ratio.
• Timeliness and accuracy of credit risk assessments.
• Efficiency of collection processes and customer dispute resolution.
• Compliance with credit policies and financial regulations.

• Bachelor’s degree or higher in Finance, Accounting, Risk Management, Law, or a related discipline.
• Solid understanding of corporate credit review procedures and financial statement analysis is mandatory.
• Familiarity with receivables collection processes, instalment contracts, and legal enforcement mechanisms.
• Strong communication and negotiation skills; ability to work under pressure.
• Proficiency in English and Arabic language is mandatory.

• Mid-Senior level

• Full-time

• Accounting/Auditing, Analyst, and Finance
• Industries:
  Industrial Machinery Manufacturing