Product Manager – Supply Chain Finance; SCF

Purpose

The Product Manager – Supply Chain Finance (SCF) is responsible for defining, developing, and managing Supply Chain Finance solutions across their full product lifecycle. Acting as the subject matter expert, the role oversees the design, structuring, governance, and continuous enhancement of products including Reverse Factoring, Dynamic Discounting, Factoring, and Purchase Order (PO) Financing, ensuring alignment with market needs, regulatory requirements, and business objectives.

Lead the development and validation of Sharia-compliant Supply Chain Finance solutions, including structures such as Murabaha, Tawarruq, and Wakala. Partner closely with Sharia Advisors to ensure all product frameworks, workflows, agreements, and operational processes meet Islamic finance principles and obtain the required certifications prior to launch.

• Own the end-to-end product strategy, roadmap, and lifecycle management of SCF products.
• Serve as the primary SCF subject matter expert for internal and external stakeholders.
• Translate customer, market, regulatory, and business requirements into product features, user stories, and acceptance criteria.
• Collaborate with funders, corporate buyers, suppliers, technology partners, and internal teams to deliver scalable financing solutions.
• Ensure products remain compliant with applicable regulatory frameworks, including SAMA requirements for finance companies.
• Identify market opportunities, drive product innovation, and support commercialization initiatives.

• Minimum 10 years of experience in Supply Chain Finance, Trade Finance, Transaction Banking, or related financial services fields.
• At least 5 years of experience with banks, financial institutions, or finance companies in Saudi Arabia.
• Demonstrated experience in launching and managing Supply Chain Finance products, including Islamic financing solutions.
• Strong understanding of Supply Chain Finance structures, risk considerations, and operational processes.
• In-depth knowledge of SAMA regulations and the Saudi financial services landscape.

• Bachelor's degree in Finance, Banking, Islamic Finance, Business Administration, or a related discipline.
• Professional certifications such as CDCS, CSCF, CSAA, or equivalent are preferred.

• Fluency in English is required.
• Arabic language proficiency is highly preferred.