Corporate Credit Manager

Title Corporate Credit Manager

Location Riyadh Saudi Arabia

• Review corporate credit applications for fit with the bank s strategy risk appetite and credit policy
• Approve facilities and limit excesses within your delegated authority and recommend larger proposals to senior management
• Shape deal structures with relationship teams including industry sector and counter party risk analysis
• Engage directly with borrowers including on-site visits to validate the business case behind each request
• Watch the portfolio closely spot early warning signs and recommend downgrades provisions or remedial action
• Drive resolution of overdue exposures limit breaches documentation gaps and lapsed reviews including rescheduling where needed
• Ensure all lending complies with internal policy and SAMA regulations
• Act as the credit point of contact for senior business stakeholders audit teams and the regulator and lead special credit initiatives as required

• Bachelor s or Master s degree in Banking, Finance, or a related field
• 5 10 years in banking, including at least 5 years in corporate or wholesale credit
• Strong credit analysis skills across financial statements, cash flow, and industry risk
• Solid knowledge of credit policy, credit structuring, and Saudi banking regulations
• Track record of credit approvals and portfolio monitoring, including early-warning and remedial cases
• Relevant banking or credit certifications are a plus