Credit Control Consultant | Automotive | Finance

Established in the 1930s, Al-Futtaim is one of the most diversified and progressive privately held regional businesses, headquartered in Dubai. Operating across more than 20 countries, the Group spans automotive, financial services, real estate, retail and health. With more than 40,000 employees, Al-Futtaim represents over 200 of the world’s most recognised brands, including Toyota, Lexus, IKEA, ACE and Marks & Spencer.

Driven by its purpose to enrich lives and elevate communities, Al-Futtaim focuses on digital innovation, AI, sustainable growth and strategic partnerships, creating long-term value for customers, communities and partners while building a responsible legacy for future generations.

Established in the 1930s, Al-Futtaim is one of the most diversified and progressive privately held regional businesses, headquartered in Dubai. Operating across more than 20 countries, the Group spans automotive, financial services, real estate, retail and health. With more than 40,000 employees, Al-Futtaim represents over 200 of the world’s most recognised brands, including Toyota, Lexus, IKEA, ACE and Marks & Spencer.

Driven by its purpose to enrich lives and elevate communities, Al-Futtaim focuses on digital innovation, AI, sustainable growth and strategic partnerships, creating long-term value for customers, communities and partners while building a responsible legacy for future generations.

The Credit Control Executive is responsible for managing credit deals and monitoring accounts receivables across brand portfolios. This role includes detailed credit assessments, maintaining customer credit master data in SAP, and ensuring compliance with approval protocols. Additional duties encompass proactive monitoring of payment irregularities and collaboration with finance and sales teams to resolve collection issues. The executive will also conduct periodic reviews of credit limits and payment terms, and engage directly with clients as needed.

Effective management of these responsibilities contributes to the financial health and operational efficiency of Famco KSA.

• Verify supporting documents and ensure validity and correctness.
• Prepare credit assessment reports and submit for approval.
• Ensure credit approval is completed as per DOA and within SLA time frames.
• Update credit approval terms in SAP Customer Credit master.
• Maintain credit approval tracker.

• Monitor customer account details for non-payments, delayed payments, and other irregularities.
• Follow up with Business Finance and Sales teams for resolution.
• Ensure timely accounting of payments received from customers.
• Monitor unallocated credits and coordinate necessary adjustments with FSSC O2C/Business Finance.
• Develop AR reports and communicate collection issues to senior management.

• Conduct periodic credit reviews of accounts.
• Coordinate with Head of Corporate Credit and Business Heads to maintain adequate credit limits.
• Revise payment terms as necessary.
• Conduct field visits to clients when needed.

• Prepare monthly reports within 3 working days post month close.
• Timely report delinquent accounts status.
• Ensure 95% of credit assessments are completed within approved SLA.
• Maintain underwriting (credit application) experience.

• Strong analytical skills and attention to detail.
• Effective negotiation and relationship management skills.
• Proficiency in MS Office applications.
• Ability to work under pressure.

• Bachelor's Degree in a relevant field.
• Minimum 2
  -3 years of experience in Credit as credit analyst.
• Proficiency in Arabic and English, reading and writing both.
• Competency with ERP systems such as SAP.

Al-Futtaim Automotive is one of the region's leading mobility businesses, operating across eight countries in the Middle East, Asia and North Africa. With a portfolio of more than 25 world-leading brands, we deliver one of the region's most comprehensive mobility ecosystems. Our capabilities span passenger vehicles, commercial vehicles and industrial equipment, backed by integrated logistics, leasing, aftersales and financial services that deliver a seamless customer experience across every stage of the mobility journey.

Our vision is to become a world-class mobility player, creating better experiences for our customers through innovation, digital…