Senior SME - Remittances & Transaction Banking

Job Title
:
Senior SME
- Remittances & Transaction Banking

Employment type
:
Contract (On-site)

Contract length
: 12 months

Location
:
Riyadh, KSA

We are seeking an experienced Senior Business Remittance Expert
- Payments to lead the analysis, design, implementation, and migration of remittances growth across domestic and cross-border payment rails. The candidate will function as the bridge between business stakeholders, operations teams, technology teams, and payment platform vendors to deliver payment transformation programs across large banking environments.

• Lead business analysis for remittance and payment transformation programs.
• Drive remittance and cross-border payment solutions.
• Collaborate with stakeholders across business and technology.
• Provide payment domain expertise and ensure solution quality.
• Support strategic client engagements and payment modernization.

• 10+ years of experience in banking, payments consulting, payment operations, or payments technology. Focus on remittances.
• Strong business analysis experience in payment transformation, payment migration, or core banking/payment-hub programs.
• Hands-on exposure to Tier-1 banks or major financial institutions, preferably in Saudi Arabia, UAE, or wider GCC markets.
• Proven experience with at least two of the following: SWIFT, ISO 20022, CBPR+, instant payments, RTGS, ACH, cross-border payments, treasury payments, payroll, or bulk payments.
• Strong stakeholder management skills, with the ability to work across business, operations, technology, vendors, and senior management.
• Technical & Domain knowledge: SWIFT MT messages, ISO 20022 MX messages, PACS, PAIN, CAMT CBPR + translation and validation.
• Payment schemes: SWIFT, SARIE, AFAQ, BUNA, IPS / instant payments, UAE NPSS, RTGS / local clearing.
• Platforms:
  Open Payment Framework (OPF), Payment hubs, Oracle Translator or similar translation tools, Inbound / outbound payments Payroll, bulk, API, and local transfers.

• A payments specialist with strong business and remittances experience, GCC banking exposure, SWIFT MT/MX and ISO 20022 knowledge, and hands-on involvement in payment-platform implementation or migration programs.
• Bachelor's degree in Finance, Economics, Business Administration, Computer Science, Information Technology, or a related field (Master's preferred).
• Previous experience within Banking, Digital Payment & Card solutions, or the Fin Tech industry.
• Regional experience, including working in a faced-paced matrix organisation.
• Excellent communication skills in English (written, verbal, and presentation);
  Arabic preferred.

• Experience with OPF
  - Open Payment Framework, payment hubs, or enterprise payment orchestration platforms.
• Experience with ISO 20022 translation engines, Oracle Translator, or equivalent mapping/translation tools.
• Exposure to banks such as Al Rajhi Bank, GIB, SNB, Riyad Bank, Emirates NBD, FAB, ADCB, or equivalent GCC financial institutions.
• Consulting or systems-integration background from firms such as Capgemini, Accenture, Cognizant, IBM, Infosys, TCS, Wipro, or similar delivery organizations.
• Ability to operate independently as a Payments SME while maintaining rigorous delivery documentation and governance discipline.
• Good understanding of payment systems, digital platforms, system workflows, security basics, and industry technologies.
• An understanding of regional regulations across financial services or payment networks.